12 banks and credit unions have branches in the Muncie metro area. The Bank Fee Index holds published fees for 8 of them.
The count includes institutions based elsewhere that have a branch here.
Largest gap from Indiana
Muncie metro counts institutions with a branch here, wherever headquartered. Indiana counts institutions headquartered in the state.
Muncie metro
6 institutions with a branch here
$2.50
Indiana
47 institutions headquartered in Indiana
$2
U.S.
1,649 institutions in the index
$1.50
Chosen as the fee whose Muncie metro median sits furthest from Indiana's in percentage terms, among fees at least 5 local institutions publish.
Pick a fee to compare Muncie metro with Indiana and the U.S. Each amount below links to the fee schedule it was read from, and an empty cell says why.
Published amounts here run from $32 to $37.
Median published overdraft fee
Muncie metro
5 institutions with a branch here
$34
Indiana
62 institutions headquartered in Indiana
$30
U.S.
2,605 institutions in the index
$30
Muncie metro covers every institution with a branch here, wherever it is headquartered. Indiana covers institutions headquartered in the state. U.S. covers every institution in the Bank Fee Index.
12 institutions, 5 with a published overdraft fee.
Bank · based in Muncie, IN · 7 branches here
Account not yet known
“$ 37.00 Overdraft 3”
Bank · based in Warren, PA · 5 branches here
Account not yet known
“Overdraft-Paid Item Fee | $37 per item”
Credit union, membership rules apply · based in Muncie, IN · 5 branches here
Bank · based in Fort Wayne, IN · 3 branches here
Bank · based in Evansville, IN · 3 branches here
Credit union, membership rules apply · based in Muncie, IN · 3 branches here
Bank · based in Columbus, OH · 2 branches here
Account not yet known
“+$34 OVERDRAFT FEE)”
Credit union, membership rules apply · based in Indianapolis, IN · 2 branches here
Credit union, membership rules apply · based in Muncie, IN · 2 branches here
Bank · based in The Woodlands, TX · 1 branch here
Account not yet known
“One (1) $32 overdraft (OD) item fee is charged for each item that is paid.”
Largest banks by local bank deposits
Share of the $3.6 billion in bank deposits at branches here, FDIC Summary of Deposits 2026. Credit unions report no deposits by branch.
Metro context: the Muncie metro's counties
Deposits and branches cover the Muncie metro. Population and income cover the metro's counties. This is background. None of it sets or explains a fee.
Bank deposits
Change at branches here, 2021 to 2026
Bank branches
Change in branch count, 2016 to 2026
Population
Change between the 2022 and 2024 Census estimates
Median household income
Census estimate, 2024
Deposits and branches: FDIC Summary of Deposits, 2026 and earlier years. Population and income: Census American Community Survey 5-year estimates for the metro's counties.
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