11 banks and credit unions have branches in Mchenry. The Bank Fee Index holds published fees for 8 of them.
The count includes institutions based elsewhere that have a branch here.
Largest gap from Illinois
Mchenry counts institutions with a branch here, wherever headquartered. Illinois counts institutions headquartered in the state.
Mchenry
5 institutions with a branch here
$3
Illinois
59 institutions headquartered in Illinois
$1.25
U.S.
1,651 institutions in the index
$1.50
Chosen as the fee whose Mchenry median sits furthest from Illinois's in percentage terms, among fees at least 5 local institutions publish.
Pick a fee to compare Mchenry with Illinois and the U.S. Each amount below links to the fee schedule it was read from, and an empty cell says why.
Published amounts here run from $15 to $37.
Median published overdraft fee
Mchenry
6 institutions with a branch here
$33.87
Illinois
104 institutions headquartered in Illinois
$30
U.S.
2,605 institutions in the index
$30
Mchenry covers every institution with a branch here, wherever it is headquartered. Illinois covers institutions headquartered in the state. U.S. covers every institution in the Bank Fee Index.
11 institutions, 6 with a published overdraft fee.
Bank · based in Crystal Lake, IL · 2 branches here
Account not yet known
“Overdraft Fee | $33.74”
Bank · based in Evansville, IN · 1 branch here
Bank · based in Crystal Lake, IL · 1 branch here
Bank · based in Columbus, OH · 1 branch here
Account not yet known
“+$34 OVERDRAFT FEE)”
Bank · based in Woodstock, IL · 1 branch here
Bank · based in Mattoon, IL · 1 branch here
Bank · based in Cincinnati, OH · 1 branch here
Account not yet known
“If Overdraft Coverage is used, the per item fee for each overdraft is $37 per item.”
Bank · based in Chicago, IL · 1 branch here
Bank · based in Columbus, OH · 1 branch here
Account not yet known
“Overdraft Fee | $15.00 Per overdraft item. No overdraft fees unless final account”
Bank · based in Brookfield, WI · 1 branch here
Account not yet known
“The Overdraft Fee of $36 applies when you overdraw your account and the item(s) causing the overdraft are paid”
Largest banks by local bank deposits
Share of the $1.4 billion in bank deposits at branches here, FDIC Summary of Deposits 2026. Credit unions report no deposits by branch.
County context: McHenry County
Deposits and branches cover the City of Mchenry. Population and income cover McHenry County, the county with most of Mchenry's bank branches, not the city alone. This is background. None of it sets or explains a fee.
Bank deposits
Change at branches here, 2021 to 2026
Bank branches
Change in branch count, 2016 to 2026
Population
Change between the 2022 and 2024 Census estimates
Median household income
Census estimate, 2024
Deposits and branches: FDIC Summary of Deposits, 2026 and earlier years. Population and income: Census American Community Survey 5-year estimates for McHenry County.
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