Banking and fees in Geneseo

Name: Geneseo, IL Bank Fees Compared
Creator: Fee Insight

City of Geneseo Metro area

5 banks and credit unions have branches in Geneseo. The Bank Fee Index holds published fees for 5 of them.

The count includes institutions based elsewhere that have a branch here.

Four published stop payment fees: $10–$32.

Medians for reference: Illinois $30 · U.S. $27.50

Local median not shown; five institutions required.

Compare published fees

Pick a fee to compare Geneseo with Illinois and the U.S. Each amount below links to the fee schedule it was read from, and an empty cell says why.

Fee

Two published overdraft fees: $32–$35.

Medians for reference: Illinois $30 · U.S. $30

The institutions behind the comparison

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5 institutions, 2 with a published overdraft fee.

Central Bank Illinois
Bank · based in Geneseo, IL · 2 branches here
2Fee not identified in the reviewed schedule.
Farmers National Bank
Bank · based in Prophetstown, IL · 1 branch here
1Fee not identified in the reviewed schedule.
Wells Fargo Bank, National Association
Bank · based in Sioux Falls, SD · 1 branch here
1$35
Account not yet known
The schedule's own words
“Our overdraft fee for Consumer checking accounts is $35 per item (whether the overdraft is by check, ATM withdrawal, debit card transaction, or other electronic means), and we char”
Read on Oct 14, 2026
Blackhawk Bank & Trust
Bank · based in Milan, IL · 1 branch here
1$32
Account not yet known
The schedule's own words
“NSF paid item fee (Checking) $32.00 per item, max. 5 per day”
Read on Oct 7, 2026
Union Federal Savings and Loan Association
Bank · based in Kewanee, IL · 1 branch here
1Fee not identified in the reviewed schedule.

Where they have branches

6 bank branches mapped 0 credit union branches mappedSelect a branch to see its institution.

Geneseo's banking market

Banks with branches here: 5
Credit unions with branches here: 0
Bank branch locations: 6
Credit union branch locations: 0

Largest banks by local bank deposits

Share of the $810 million in bank deposits at branches here, FDIC Summary of Deposits 2026. Credit unions report no deposits by branch.

County context: Henry County

Community context

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Deposits and branches cover the City of Geneseo. Population and income cover Henry County, the county with most of Geneseo's bank branches, not the city alone. This is background. None of it sets or explains a fee.

Bank deposits
Change at branches here, 2021 to 2026
Geneseo+21%
Illinois+11%
U.S.+11%
Bank branches
Change in branch count, 2016 to 2026
Geneseo0%
Illinois-20%
U.S.-17%
Population
Change between the 2022 and 2024 Census estimates
Henry County-1.0%
Illinois-0.5%
U.S.+1.2%
Median household income
Census estimate, 2024
Henry County$72k
Illinois$83k

Deposits and branches: FDIC Summary of Deposits, 2026 and earlier years. Population and income: Census American Community Survey 5-year estimates for Henry County.

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