22 banks and credit unions have branches in the Decatur metro area. The Bank Fee Index holds published fees for 7 of them.
The count includes institutions based elsewhere that have a branch here.
Largest gap from Illinois
Decatur metro counts institutions with a branch here, wherever headquartered. Illinois counts institutions headquartered in the state.
Decatur metro
5 institutions with a branch here
$2
Illinois
51 institutions headquartered in Illinois
$3
U.S.
1,230 institutions in the index
$3
Chosen as the fee whose Decatur metro median sits furthest from Illinois's in percentage terms, among fees at least 5 local institutions publish.
Pick a fee to compare Decatur metro with Illinois and the U.S. Each amount below links to the fee schedule it was read from, and an empty cell says why.
Four published overdraft fees: $32–$36.
Medians for reference: Illinois $30 · U.S. $30
Local median not shown; five institutions required.
22 institutions, 4 with a published overdraft fee.
Bank · based in Decatur, IL · 6 branches here
Bank · based in Mattoon, IL · 4 branches here
Bank · based in Bethany, IL · 4 branches here
Credit union, membership rules apply · based in Forsyth, IL · 4 branches here
Credit union, membership rules apply · based in Decatur, IL · 4 branches here
Account not yet known
“Overdraft Fee | $32.00”
Bank · based in Champaign, IL · 3 branches here
Bank · based in Birmingham, AL · 3 branches here
Account not yet known
“Paid Overdraft Item/Returned Item Fee3 … $36.00”
Bank · based in Springfield, IL · 3 branches here
Bank · based in Pana, IL · 3 branches here
Credit union, membership rules apply · based in Decatur, IL · 3 branches here
Largest banks by local bank deposits
Share of the $2.3 billion in bank deposits at branches here, FDIC Summary of Deposits 2026. Credit unions report no deposits by branch.
Metro context: the Decatur metro's counties
Deposits and branches cover the Decatur metro. Population and income cover the metro's counties. This is background. None of it sets or explains a fee.
Bank deposits
Change at branches here, 2021 to 2026
Bank branches
Change in branch count, 2016 to 2026
Population
Change between the 2022 and 2024 Census estimates
Median household income
Census estimate, 2024
Deposits and branches: FDIC Summary of Deposits, 2026 and earlier years. Population and income: Census American Community Survey 5-year estimates for the metro's counties.
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