4 banks and credit unions have branches in Montpelier. The Bank Fee Index holds published fees for 4 of them.
The count includes institutions based elsewhere that have a branch here.
Medians for reference: Idaho $28.50 · U.S. $30
Local median not shown; five institutions required.
Pick a fee to compare Montpelier with Idaho and the U.S. Each amount below links to the fee schedule it was read from, and an empty cell says why.
4 institutions, 4 with a published overdraft fee.
Bank · based in Salt Lake City, UT · 1 branch here
Account not yet known
“Overdraft Fee - Paid Items | $29.00”
Bank · based in Malad City, ID · 1 branch here
Account not yet known
“Overdraft Paid (A non-sufficient funds items may be created by check, in person withdrawal, or other electronic means) | $28.00”
Credit union, membership rules apply · based in Pocatello, ID · 1 branch here
Account not yet known
“Debit Card Overdraft | $29.00”
Credit union, membership rules apply · based in Idaho Falls, ID · 1 branch here
Account not yet known
“Line of Defense – Courtesy Pay Fee (all debit types)2 … . $30.00 per item Wire”
Largest banks by local bank deposits
Share of the $124 million in bank deposits at branches here, FDIC Summary of Deposits 2026. Credit unions report no deposits by branch.
County context: Bear Lake County
Deposits and branches cover the City of Montpelier. Population and income cover Bear Lake County, the county with most of Montpelier's bank branches, not the city alone. This is background. None of it sets or explains a fee.
Bank deposits
Change at branches here, 2021 to 2026
Bank branches
Change in branch count, 2016 to 2026
Population
Change between the 2022 and 2024 Census estimates
Median household income
Census estimate, 2024
Deposits and branches: FDIC Summary of Deposits, 2026 and earlier years. Population and income: Census American Community Survey 5-year estimates for Bear Lake County.
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