Verified

Fees on this page were checked against the institution's own published fee schedule. Benchmark scores use verified fees only.

Community bank, $300M to $1B

Ireland Bank

Malad City, IdahoBankSan Francisco Fed districtFees collected Oct 2, 2026Financials Q2 2026

Website Published fee schedule

Published fees

Verified fees power benchmarks; fees under review do not.

vs. U.S. typical range:LowerTypicalHigher

Account MaintenanceVerified

Dormant Account Fee (Checking) (Starts 12 months after no activity) (per month)$3Below the typical range ($5–$10 nationally)

per month · Knox deterministic extraction from Rosetta artifact #141. canonical_hint=dormant_account; text_hash=3ac115ebbb39dce1a8bf84d1195c52d7abc9f324928ace28adeb9970f4de2cbc; excerpt="Dormant Account Fee (Checking) (Starts 12 months after no activity) (per month) | $3.00" · Source

Dormant Account Fee (Savings) (Starts 24 months after no activity) (per quarter)$3

$2 below the national median

Knox deterministic extraction from Rosetta artifact #141. canonical_hint=dormant_account; text_hash=3ac115ebbb39dce1a8bf84d1195c52d7abc9f324928ace28adeb9970f4de2cbc; excerpt="Dormant Account Fee (Savings) (Starts 24 months after no activity) (per quarter) | $3.00" · Source

Research Fee$30

$5 above the national median

Knox deterministic extraction from Rosetta artifact #141. canonical_hint=account_research; text_hash=3ac115ebbb39dce1a8bf84d1195c52d7abc9f324928ace28adeb9970f4de2cbc; excerpt="Research Fee | $30.00/hr. minimum change $30.00" · Source

Overdraft & NSFVerified

NSF Return Item Charge (A non-sufficient funds items may be created by check, in person withdrawal, or other electronic$28Within the typical range ($15–$32 nationally)
At the national median
Knox deterministic extraction from Rosetta artifact #141. canonical_hint=nsf; text_hash=3ac115ebbb39dce1a8bf84d1195c52d7abc9f324928ace28adeb9970f4de2cbc; excerpt="NSF Return Item Charge (A non-sufficient funds items may be created by check, in person withdrawal, or other electronic means) | $28.00" · Source
Overdraft Paid (A non-sufficient funds items may be created by check, in person withdrawal, or other electronic means)$28Within the typical range ($10–$30 nationally)
$3 above the national median
Knox deterministic extraction from Rosetta artifact #141. canonical_hint=overdraft; text_hash=3ac115ebbb39dce1a8bf84d1195c52d7abc9f324928ace28adeb9970f4de2cbc; excerpt="Overdraft Paid (A non-sufficient funds items may be created by check, in person withdrawal, or other electronic means) | $28.00" · Source

Wire TransfersVerified

Wire Fee – Incoming (Customers Only)$15Within the typical range ($10–$15 nationally)
$5 above the national median
Knox deterministic extraction from Rosetta artifact #141. canonical_hint=wire_domestic_incoming; text_hash=3ac115ebbb39dce1a8bf84d1195c52d7abc9f324928ace28adeb9970f4de2cbc; excerpt="Wire Fee – Incoming (Customers Only) | $15.00" · Source
Wire Fee – Outgoing Domestic (Customers Only)$25Within the typical range ($20–$25 nationally)
$5 above the national median
Knox deterministic extraction from Rosetta artifact #141. canonical_hint=wire_domestic_outgoing; text_hash=3ac115ebbb39dce1a8bf84d1195c52d7abc9f324928ace28adeb9970f4de2cbc; excerpt="Wire Fee – Outgoing Domestic (Customers Only) | $25.00" · Source

Check ServicesVerified

Cashier’s Check Fee$6Within the typical range ($3–$7.50 nationally)
$1 above the national median
Knox deterministic extraction from Rosetta artifact #141. canonical_hint=cashiers_check; text_hash=3ac115ebbb39dce1a8bf84d1195c52d7abc9f324928ace28adeb9970f4de2cbc; excerpt="Cashier’s Check Fee | $6.00" · Source
Stop Payment Fee$35Above the typical range ($20–$30 nationally)
$10 above the national median
Knox deterministic extraction from Rosetta artifact #141. canonical_hint=stop_payment; text_hash=3ac115ebbb39dce1a8bf84d1195c52d7abc9f324928ace28adeb9970f4de2cbc; excerpt="Stop Payment Fee | $35.00" · Source

Account ServicesVerified

Safe Deposit Box Key Deposit$15Below the typical range ($20–$100 nationally)
$21 below the national median
Knox deterministic extraction from Rosetta artifact #141. canonical_hint=safe_deposit_box; text_hash=3ac115ebbb39dce1a8bf84d1195c52d7abc9f324928ace28adeb9970f4de2cbc; excerpt="Safe Deposit Box Key Deposit | $15.00" · Source

Gift & Prepaid CardsVerified

Gift Card$4.95Within the typical range ($3–$5.24 nationally)
$0.95 above the national median
Knox deterministic extraction from Rosetta artifact #141. canonical_hint=gift_card_purchase; text_hash=3ac115ebbb39dce1a8bf84d1195c52d7abc9f324928ace28adeb9970f4de2cbc; excerpt="Gift Card | $4.95" · Source

Swipe for source and notes →

Fee	Amount	vs national median	Basis	Note	Source
Account MaintenanceVerified
Dormant Account Fee (Checking) (Starts 12 months after no activity) (per month)	$3Below the typical range ($5–$10 nationally)	$2 below the national median	per month	Knox deterministic extraction from Rosetta artifact #141. canonical_hint=dormant_account; text_hash=3ac115ebbb39dce1a8bf84d1195c52d7abc9f324928ace28adeb9970f4de2cbc; excerpt="Dormant Account Fee (Checking) (Starts 12 months after no activity) (per month) \| $3.00"	Source
Dormant Account Fee (Savings) (Starts 24 months after no activity) (per quarter)	$3Below the typical range ($5–$10 nationally)	$2 below the national median	—	Knox deterministic extraction from Rosetta artifact #141. canonical_hint=dormant_account; text_hash=3ac115ebbb39dce1a8bf84d1195c52d7abc9f324928ace28adeb9970f4de2cbc; excerpt="Dormant Account Fee (Savings) (Starts 24 months after no activity) (per quarter) \| $3.00"	Source
Research Fee	$30Above the typical range ($15–$25 nationally)	$5 above the national median	—	Knox deterministic extraction from Rosetta artifact #141. canonical_hint=account_research; text_hash=3ac115ebbb39dce1a8bf84d1195c52d7abc9f324928ace28adeb9970f4de2cbc; excerpt="Research Fee \| $30.00/hr. minimum change $30.00"	Source
Overdraft & NSFVerified
NSF Return Item Charge (A non-sufficient funds items may be created by check, in person withdrawal, or other electronic	$28Within the typical range ($15–$32 nationally)	At the national median	—	Knox deterministic extraction from Rosetta artifact #141. canonical_hint=nsf; text_hash=3ac115ebbb39dce1a8bf84d1195c52d7abc9f324928ace28adeb9970f4de2cbc; excerpt="NSF Return Item Charge (A non-sufficient funds items may be created by check, in person withdrawal, or other electronic means) \| $28.00"	Source

Wire TransfersVerified
Wire Fee – Incoming (Customers Only)	$15Within the typical range ($10–$15 nationally)	$5 above the national median	—	Knox deterministic extraction from Rosetta artifact #141. canonical_hint=wire_domestic_incoming; text_hash=3ac115ebbb39dce1a8bf84d1195c52d7abc9f324928ace28adeb9970f4de2cbc; excerpt="Wire Fee – Incoming (Customers Only) \| $15.00"	Source
Wire Fee – Outgoing Domestic (Customers Only)
Check ServicesVerified
Cashier’s Check Fee	$6Within the typical range ($3–$7.50 nationally)	$1 above the national median	—	Knox deterministic extraction from Rosetta artifact #141. canonical_hint=cashiers_check; text_hash=3ac115ebbb39dce1a8bf84d1195c52d7abc9f324928ace28adeb9970f4de2cbc; excerpt="Cashier’s Check Fee \| $6.00"	Source
Stop Payment Fee	$35
Account ServicesVerified
Safe Deposit Box Key Deposit	$15Below the typical range ($20–$100 nationally)	$21 below the national median	—	Knox deterministic extraction from Rosetta artifact #141. canonical_hint=safe_deposit_box; text_hash=3ac115ebbb39dce1a8bf84d1195c52d7abc9f324928ace28adeb9970f4de2cbc; excerpt="Safe Deposit Box Key Deposit \| $15.00"	Source
Gift & Prepaid CardsVerified
Gift Card	$4.95Within the typical range ($3–$5.24 nationally)	$0.95 above the national median	—	Knox deterministic extraction from Rosetta artifact #141. canonical_hint=gift_card_purchase; text_hash=3ac115ebbb39dce1a8bf84d1195c52d7abc9f324928ace28adeb9970f4de2cbc; excerpt="Gift Card \| $4.95"	Source

Fee change alerts

Get an email when Ireland Bank changes a fee

One email when a verified fee you follow changes. Nothing else unless you ask for it.

Work at Ireland Bank? Benchmark it against peers, free

Headline fees vs. national median

How the headline fees compare

Each figure below is the published fee set against the national median. The commissioned report benchmarks every fee against a verified peer set instead.

Overdraft

$28

Overdraft fee: $28

12% above the national median overdraft fee

Total fees: 11 — leaner than most institutions

Verified fees

Under review

Assets

$355.4M

Work at Ireland Bank? See every fee vs. your peers.

The Competitive Fee Position Report: every fee on this page benchmarked against a verified peer set, in a board-ready document. free, delivered in 48 hours.

Get your free report Correct or add a fee source

Financial Context

Size and fee revenue

Financials as of Q2 2026 · FDIC call report

Total assets

$355.4M

Total deposits

$314.1M

Service charge income

$153K

Fee income ratio

3.7%

Return on assets

0.93%

Branches

Service charge income by quarter

Q2 2026$153K

Q1 2026$141K

Q4 2025$177K

Q3 2025$144K

Financial profile · Pro

Performance from regulator filings

Overdraft Paid (A non-sufficient funds items may be created by check, in person withdrawal, or other electronic means)

10+ years of call-report history with peer benchmarks, branch footprint, consumer complaints, and SEC filings

Unlock all 57 fee categories, peer benchmarks by charter, size and district, CSV exports, and the Hamilton workspace.

Based on 6,925 verified fees from 1,557 institutions

See pricing