5 banks and credit unions have branches in Shenandoah. The Bank Fee Index holds published fees for 5 of them.
The count includes institutions based elsewhere that have a branch here.
Compared with Iowa
Where a fee has enough institutions for a local median, the Shenandoah median is within 10% of the Iowa median on all 1 fee.
Shenandoah counts institutions with a branch here, wherever headquartered. Iowa counts institutions headquartered in the state.
Pick a fee to compare Shenandoah with Iowa and the U.S. Each amount below links to the fee schedule it was read from, and an empty cell says why.
Four published overdraft fees: $10–$35.
Medians for reference: Iowa $30 · U.S. $30
Local median not shown; five institutions required.
5 institutions, 4 with a published overdraft fee.
Bank · based in West Des Moines, IA · 2 branches here
Account not yet known
“• Overdraft Fee: $35.00 per item**”
Bank · based in Spencer, IA · 1 branch here
Account not yet known
“Overdraft (Debit or Check Paid) … $28.00* per item paid”
Bank · based in Shenandoah, IA · 1 branch here
Bank · based in Billings, MT · 1 branch here
Account not yet known
“Standard overdraft fees of $10 apply each time an overdraft is paid (up to 3 per day for Orange Checking accounts and up to 4 per day for Basic Checking, Select Checking, and Premi”
Credit union, membership rules apply · based in Ottumwa, IA · 1 branch here
Account not yet known
“Overdraft Fee (applies to items paid) | $30.00”
Largest banks by local bank deposits
Share of the $271 million in bank deposits at branches here, FDIC Summary of Deposits 2026. Credit unions report no deposits by branch.
County context: Page County
Deposits and branches cover the City of Shenandoah. Population and income cover Page County, the county with most of Shenandoah's bank branches, not the city alone. This is background. None of it sets or explains a fee.
Bank deposits
Change at branches here, 2021 to 2026
Bank branches
Change in branch count, 2016 to 2026
Population
Change between the 2022 and 2024 Census estimates
Median household income
Census estimate, 2024
Deposits and branches: FDIC Summary of Deposits, 2026 and earlier years. Population and income: Census American Community Survey 5-year estimates for Page County.
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