6 banks and credit unions have branches in Denison. The Bank Fee Index holds published fees for 4 of them.
The count includes institutions based elsewhere that have a branch here.
Medians for reference: Iowa $30 · U.S. $30
Local median not shown; five institutions required.
Pick a fee to compare Denison with Iowa and the U.S. Each amount below links to the fee schedule it was read from, and an empty cell says why.
6 institutions, 4 with a published overdraft fee.
Bank · based in Denison, IA · 1 branch here
Bank · based in West Des Moines, IA · 1 branch here
Account not yet known
“• Overdraft Fee: $35.00 per item**”
Bank · based in Ida Grove, IA · 1 branch here
Account not yet known
“There is no charge for Overdraft Defender unless you use it. If an overdraft occurs, the normal overdraft fee of $32 per item”
Bank · based in Sioux Falls, SD · 1 branch here
Account not yet known
“Our overdraft fee for Consumer checking accounts is $35 per item (whether the overdraft is by check, ATM withdrawal, debit card transaction, or other electronic means), and we char”
Credit union, membership rules apply · based in Ames, IA · 1 branch here
Account not yet known
“Privileged Courtesy Pay/Paid item fee $25 each item”
Credit union, membership rules apply · based in Sioux City, IA · 1 branch here
Largest banks by local bank deposits
Share of the $482 million in bank deposits at branches here, FDIC Summary of Deposits 2026. Credit unions report no deposits by branch.
County context: Crawford County
Deposits and branches cover the City of Denison. Population and income cover Crawford County, the county with most of Denison's bank branches, not the city alone. This is background. None of it sets or explains a fee.
Bank deposits
Change at branches here, 2021 to 2026
Bank branches
Change in branch count, 2016 to 2026
Population
Change between the 2022 and 2024 Census estimates
Median household income
Census estimate, 2024
Deposits and branches: FDIC Summary of Deposits, 2026 and earlier years. Population and income: Census American Community Survey 5-year estimates for Crawford County.
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