19 banks and credit unions have branches in the Kahului-Wailuku metro area. The Bank Fee Index holds published fees for 17 of them.
The count includes institutions based elsewhere that have a branch here.
Largest gap from Hawaii
Kahului-Wailuku metro counts institutions with a branch here, wherever headquartered. Hawaii counts institutions headquartered in the state.
Kahului-Wailuku metro
15 institutions with a branch here
$20
Hawaii
35 institutions headquartered in Hawaii
$25
U.S.
2,857 institutions in the index
$30
Chosen as the fee whose Kahului-Wailuku metro median sits furthest from Hawaii's in percentage terms, among fees at least 5 local institutions publish.
Pick a fee to compare Kahului-Wailuku metro with Hawaii and the U.S. Each amount below links to the fee schedule it was read from, and an empty cell says why.
Published amounts here run from $20 to $32.
Median published overdraft fee
Kahului-Wailuku metro
10 institutions with a branch here
$27
Hawaii
24 institutions headquartered in Hawaii
$25
U.S.
2,605 institutions in the index
$30
Kahului-Wailuku metro covers every institution with a branch here, wherever it is headquartered. Hawaii covers institutions headquartered in the state. U.S. covers every institution in the Bank Fee Index.
19 institutions, 10 with a published overdraft fee.
Bank · based in Honolulu, HI · 10 branches here
Account not yet known
“Non-Sufficient Funds Item Paid/Overdraft Fee $30 per item”
Bank · based in Honolulu, HI · 6 branches here
Account not yet known
“DebitPlus: We will charge a fee of $32.00 each time we pay an overdraft on an everyday debit card transaction.”
Bank · based in Honolulu, HI · 6 branches here
Account not yet known
“• Overdraft Fee3 … $30 per item”
Bank · based in Honolulu, HI · 4 branches here
Account not yet known
“overdraft fee of $32 for each item over $5 or returned unpaid due to insufficient funds; however, personal accounts”
Bank · based in Los Angeles, CA · 3 branches here
Credit union, membership rules apply · based in Wailuku, HI · 3 branches here
Account not yet known
“Courtesy Pay $20.00/Item”
Credit union, membership rules apply · based in Kahului, HI · 3 branches here
Credit union, membership rules apply · based in Kahului, HI · 3 branches here
Account not yet known
“Courtesy Pay | $20.00/item”
Credit union, membership rules apply · based in Honolulu, HI · 2 branches here
Credit union, membership rules apply · based in Honolulu, HI · 2 branches here
Account not yet known
“Courtesy Pay Fee‡ … $29.00 each”
Largest banks by local bank deposits
Share of the $4.9 billion in bank deposits at branches here, FDIC Summary of Deposits 2026. Credit unions report no deposits by branch.
Metro context: the Kahului-Wailuku metro's counties
Deposits and branches cover the Kahului-Wailuku metro. Population and income cover the metro's counties. This is background. None of it sets or explains a fee.
Bank deposits
Change at branches here, 2021 to 2026
Bank branches
Change in branch count, 2016 to 2026
Population
Change between the 2022 and 2024 Census estimates
Median household income
Census estimate, 2024
Deposits and branches: FDIC Summary of Deposits, 2026 and earlier years. Population and income: Census American Community Survey 5-year estimates for the metro's counties.
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