6 banks and credit unions have branches in Ringgold. The Bank Fee Index holds published fees for 5 of them.
The count includes institutions based elsewhere that have a branch here.
Largest gap from Georgia
Ringgold counts institutions with a branch here, wherever headquartered. Georgia counts institutions headquartered in the state.
Ringgold
5 institutions with a branch here
$8
Georgia
40 institutions headquartered in Georgia
$6.73
U.S.
1,903 institutions in the index
$7
Chosen as the fee whose Ringgold median sits furthest from Georgia's in percentage terms, among fees at least 5 local institutions publish.
Pick a fee to compare Ringgold with Georgia and the U.S. Each amount below links to the fee schedule it was read from, and an empty cell says why.
Four published overdraft fees: $9–$35.
Medians for reference: Georgia $32 · U.S. $30
Local median not shown; five institutions required.
6 institutions, 4 with a published overdraft fee.
Credit union, membership rules apply · based in Chattanooga, TN · 2 branches here
Account not yet known
“Courtesy Pay Service | $9”
Bank · based in Nashville, TN · 1 branch here
Account not yet known
“Overdraft Item Fee* - $35”
Bank · based in Chattanooga, TN · 1 branch here
Bank · based in Columbus, OH · 1 branch here
Account not yet known
“Overdraft Fee | $15.00 Per overdraft item. No overdraft fees unless final account”
Bank · based in Memphis, TN · 1 branch here
Account not yet known
“Overdraft fee on checks, ACH debits | $35”
Bank · based in Terre Haute, IN · 1 branch here
Largest banks by local bank deposits
Share of the $562 million in bank deposits at branches here, FDIC Summary of Deposits 2026. Credit unions report no deposits by branch.
County context: Catoosa County
Deposits and branches cover the City of Ringgold. Population and income cover Catoosa County, the county with most of Ringgold's bank branches, not the city alone. This is background. None of it sets or explains a fee.
Bank deposits
Change at branches here, 2021 to 2026
Bank branches
Change in branch count, 2016 to 2026
Population
Change between the 2022 and 2024 Census estimates
Median household income
Census estimate, 2024
Deposits and branches: FDIC Summary of Deposits, 2026 and earlier years. Population and income: Census American Community Survey 5-year estimates for Catoosa County.
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