3 banks and credit unions have branches in Ellijay. The Bank Fee Index holds published fees for 3 of them.
The count includes institutions based elsewhere that have a branch here.
Medians for reference: Georgia $32 · U.S. $30
Local median not shown; five institutions required.
Pick a fee to compare Ellijay with Georgia and the U.S. Each amount below links to the fee schedule it was read from, and an empty cell says why.
3 institutions, 3 with a published overdraft fee.
Bank · based in Little Rock, AR · 2 branches here
Account not yet known
“An overdraft fee of $35 per item will apply, whether the overdraft is caused by check, in-person withdrawal, or electronic means.”
Bank · based in Greenville, SC · 1 branch here
Account not yet known
“Overdraft (per item)1: $36.00”
Bank · based in Birmingham, AL · 1 branch here
Account not yet known
“Paid Overdraft Item/Returned Item Fee3 … $36.00”
Largest banks by local bank deposits
Share of the $750 million in bank deposits at branches here, FDIC Summary of Deposits 2026. Credit unions report no deposits by branch.
County context: Gilmer County
Deposits and branches cover the City of Ellijay. Population and income cover Gilmer County, the county with most of Ellijay's bank branches, not the city alone. This is background. None of it sets or explains a fee.
Bank deposits
Change at branches here, 2021 to 2026
Bank branches
Change in branch count, 2016 to 2026
Population
Change between the 2022 and 2024 Census estimates
Median household income
Census estimate, 2024
Deposits and branches: FDIC Summary of Deposits, 2026 and earlier years. Population and income: Census American Community Survey 5-year estimates for Gilmer County.
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