5 banks and credit unions have branches in Clarkesville. The Bank Fee Index holds published fees for 5 of them.
The count includes institutions based elsewhere that have a branch here.
Largest gap from Georgia
Clarkesville counts institutions with a branch here, wherever headquartered. Georgia counts institutions headquartered in the state.
Clarkesville
5 institutions with a branch here
$36
Georgia
50 institutions headquartered in Georgia
$32
U.S.
2,605 institutions in the index
$30
Chosen as the fee whose Clarkesville median sits furthest from Georgia's in percentage terms, among fees at least 5 local institutions publish.
Pick a fee to compare Clarkesville with Georgia and the U.S. Each amount below links to the fee schedule it was read from, and an empty cell says why.
Published amounts here run from $30 to $36.
Median published overdraft fee
Clarkesville
5 institutions with a branch here
$36
Georgia
50 institutions headquartered in Georgia
$32
U.S.
2,605 institutions in the index
$30
Clarkesville covers every institution with a branch here, wherever it is headquartered. Georgia covers institutions headquartered in the state. U.S. covers every institution in the Bank Fee Index.
5 institutions, 5 with a published overdraft fee.
Bank · based in Winter Haven, FL · 1 branch here
Account not yet known
“| Overdraft Paid Item Fee (Checks paid in numerical order on day received. An overdraft item may be created by check/draft, in-person withdrawal, ACH item or other electronic means”
Bank · based in Greenville, SC · 1 branch here
Account not yet known
“Overdraft (per item)1: $36.00”
Bank · based in Elberton, GA · 1 branch here
Account not yet known
“Overdraft Charge (Bounce Guard paid for items when there wasn't enough funds in the account) $30.00”
Bank · based in Birmingham, AL · 1 branch here
Account not yet known
“Paid Overdraft Item/Returned Item Fee3 … $36.00”
Bank · based in Clayton, GA · 1 branch here
Account not yet known
“Overdraft Fee (created by check, in-person withdrawal and/or other electronic means*) | $35.00”
Largest banks by local bank deposits
Share of the $539 million in bank deposits at branches here, FDIC Summary of Deposits 2026. Credit unions report no deposits by branch.
County context: Habersham County
Deposits and branches cover the City of Clarkesville. Population and income cover Habersham County, the county with most of Clarkesville's bank branches, not the city alone. This is background. None of it sets or explains a fee.
Bank deposits
Change at branches here, 2021 to 2026
Bank branches
Change in branch count, 2016 to 2026
Population
Change between the 2022 and 2024 Census estimates
Median household income
Census estimate, 2024
Deposits and branches: FDIC Summary of Deposits, 2026 and earlier years. Population and income: Census American Community Survey 5-year estimates for Habersham County.
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