5 banks and credit unions have branches in Wildwood. The Bank Fee Index holds published fees for 5 of them.
The count includes institutions based elsewhere that have a branch here.
Largest gap from Florida
Wildwood counts institutions with a branch here, wherever headquartered. Florida counts institutions headquartered in the state.
Wildwood
5 institutions with a branch here
$35
Florida
93 institutions headquartered in Florida
$30
U.S.
3,351 institutions in the index
$27.50
Chosen as the fee whose Wildwood median sits furthest from Florida's in percentage terms, among fees at least 5 local institutions publish.
Pick a fee to compare Wildwood with Florida and the U.S. Each amount below links to the fee schedule it was read from, and an empty cell says why.
Three published overdraft fees: $29–$36.
Medians for reference: Florida $30 · U.S. $30
Local median not shown; five institutions required.
5 institutions, 3 with a published overdraft fee.
Bank · based in Charlotte, NC · 1 branch here
Account not yet known
“• Truist will charge you an Overdraft Fee, if applicable, of $36 each time we pay an overdraft on your behalf.”
Bank · based in Umatilla, FL · 1 branch here
Account not yet known
“Overdraft (OD) paid each … $35.00 | if there is no currency conversion. If there is a currency conversion, we will”
Credit union, membership rules apply · based in Gainesville, FL · 1 branch here
Credit union, membership rules apply · based in Tampa, FL · 1 branch here
Account not yet known
“Paid Non-sufficient Funds (NSF) … $29”
Credit union, membership rules apply · based in Jacksonville, FL · 1 branch here
Largest banks by local bank deposits
Share of the $75 million in bank deposits at branches here, FDIC Summary of Deposits 2026. Credit unions report no deposits by branch.
County context: Sumter County
Deposits and branches cover the City of Wildwood. Population and income cover Sumter County, the county with most of Wildwood's bank branches, not the city alone. This is background. None of it sets or explains a fee.
Bank deposits
Change at branches here, 2021 to 2026
Bank branches
Change in branch count, 2016 to 2026
Population
Change between the 2022 and 2024 Census estimates
Median household income
Census estimate, 2024
Deposits and branches: FDIC Summary of Deposits, 2026 and earlier years. Population and income: Census American Community Survey 5-year estimates for Sumter County.
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