44 banks and credit unions have branches in the Crestview-Fort Walton Beach-Destin metro area. The Bank Fee Index holds published fees for 36 of them.
The count includes institutions based elsewhere that have a branch here.
Largest gap from Florida
Crestview-Fort Walton Beach-Destin metro counts institutions with a branch here, wherever headquartered. Florida counts institutions headquartered in the state.
Crestview-Fort Walton Beach-Destin metro
18 institutions with a branch here
$5
Florida
73 institutions headquartered in Florida
$10
U.S.
2,744 institutions in the index
$10
Chosen as the fee whose Crestview-Fort Walton Beach-Destin metro median sits furthest from Florida's in percentage terms, among fees at least 5 local institutions publish.
Pick a fee to compare Crestview-Fort Walton Beach-Destin metro with Florida and the U.S. Each amount below links to the fee schedule it was read from, and an empty cell says why.
Published amounts here run from $10 to $36.
Median published overdraft fee
Crestview-Fort Walton Beach-Destin metro
27 institutions with a branch here
$32
Florida
71 institutions headquartered in Florida
$30
U.S.
2,605 institutions in the index
$30
Crestview-Fort Walton Beach-Destin metro covers every institution with a branch here, wherever it is headquartered. Florida covers institutions headquartered in the state. U.S. covers every institution in the Bank Fee Index.
44 institutions, 27 with a published overdraft fee.
Bank · based in Birmingham, AL · 13 branches here
Account not yet known
“Paid Overdraft Item/Returned Item Fee3 … $36.00”
Credit union, membership rules apply · based in Fort Walton Beach, FL · 10 branches here
Account not yet known
“Courtesy Pay $28.00”
Bank · based in Fort Walton Beach, FL · 9 branches here
Bank · based in Jackson, MS · 7 branches here
Account not yet known
“• Personal | $36.00”
Bank · based in Tupelo, MS · 6 branches here
Bank · based in Gulfport, MS · 5 branches here
Account not yet known
“We may charge you a fee of $36.00 each time we pay an overdraft.”
Bank · based in Nashville, TN · 5 branches here
Account not yet known
“Paid Item Fee | $30.00 per item”
Bank · based in Sioux Falls, SD · 5 branches here
Account not yet known
“Our overdraft fee for Consumer checking accounts is $35 per item (whether the overdraft is by check, ATM withdrawal, debit card transaction, or other electronic means), and we char”
Bank · based in Charlotte, NC · 4 branches here
Account not yet known
“• Truist will charge you an Overdraft Fee, if applicable, of $36 each time we pay an overdraft on your behalf.”
Bank · based in Wilmington, DE · 4 branches here
Account not yet known
“Overdraft Item Fee … $36.00 per item”
Largest banks by local bank deposits
Share of the $8.3 billion in bank deposits at branches here, FDIC Summary of Deposits 2026. Credit unions report no deposits by branch.
Metro context: the Crestview-Fort Walton Beach-Destin metro's counties
Deposits and branches cover the Crestview-Fort Walton Beach-Destin metro. Population and income cover the metro's counties. This is background. None of it sets or explains a fee.
Bank deposits
Change at branches here, 2021 to 2026
Bank branches
Change in branch count, 2016 to 2026
Population
Change between the 2022 and 2024 Census estimates
Deposits and branches: FDIC Summary of Deposits, 2026 and earlier years. Population and income: Census American Community Survey 5-year estimates for the metro's counties.
Work at a bank or credit union here?
Hamilton, the Fee Insight workspace, sets an institution's own fees beside every institution in this market, with the source for each figure.
Choosing an account?
Open any institution above to see all of its published fees and where each one came from.
Search institutions