10 banks and credit unions have branches in Royal Palm Beach. The Bank Fee Index holds published fees for 9 of them.
The count includes institutions based elsewhere that have a branch here.
Largest gap from Florida
Royal Palm Beach counts institutions with a branch here, wherever headquartered. Florida counts institutions headquartered in the state.
Royal Palm Beach
8 institutions with a branch here
$12
Florida
58 institutions headquartered in Florida
$7.50
U.S.
1,904 institutions in the index
$7
Chosen as the fee whose Royal Palm Beach median sits furthest from Florida's in percentage terms, among fees at least 5 local institutions publish.
Pick a fee to compare Royal Palm Beach with Florida and the U.S. Each amount below links to the fee schedule it was read from, and an empty cell says why.
Published amounts here run from $10 to $36.
Median published overdraft fee
Royal Palm Beach
9 institutions with a branch here
$34
Florida
71 institutions headquartered in Florida
$30
U.S.
2,605 institutions in the index
$30
Royal Palm Beach covers every institution with a branch here, wherever it is headquartered. Florida covers institutions headquartered in the state. U.S. covers every institution in the Bank Fee Index.
10 institutions, 9 with a published overdraft fee.
Bank · based in Wilmington, DE · 1 branch here
Account not yet known
“Overdraft Item Fee … $36.00 per item”
Bank · based in Charlotte, NC · 1 branch here
Account not yet known
“Overdraft Items | Overdraft Item Fee | $10.00 each item”
Bank · based in Columbus, OH · 1 branch here
Account not yet known
“+$34 OVERDRAFT FEE)”
Bank · based in Sioux Falls, SD · 1 branch here
Account not yet known
“Our overdraft fee for Consumer checking accounts is $35 per item (whether the overdraft is by check, ATM withdrawal, debit card transaction, or other electronic means), and we char”
Bank · based in Wilmington, DE · 1 branch here
Account not yet known
“$35 fee per overdraft”
Bank · based in Charlotte, NC · 1 branch here
Account not yet known
“• Truist will charge you an Overdraft Fee, if applicable, of $36 each time we pay an overdraft on your behalf.”
Credit union, membership rules apply · based in Palm Springs, FL · 1 branch here
Account not yet known
“Easy Pay Overdraft - All Other Transactions | $34.00”
Credit union, membership rules apply · based in Boca Raton, FL · 1 branch here
Account not yet known
“Overdraft transaction $29.00 per item”
Credit union, membership rules apply · based in Lakeland, FL · 1 branch here
Account not yet known
“Courtesy Pay | $30”
Credit union, membership rules apply · based in Palm Beach Gardens, FL · 1 branch here
Largest banks by local bank deposits
Share of the $1.4 billion in bank deposits at branches here, FDIC Summary of Deposits 2026. Credit unions report no deposits by branch.
County context: Palm Beach County
Deposits and branches cover the City of Royal Palm Beach. Population and income cover Palm Beach County, the county with most of Royal Palm Beach's bank branches, not the city alone. This is background. None of it sets or explains a fee.
Bank deposits
Change at branches here, 2021 to 2026
Bank branches
Change in branch count, 2016 to 2026
Population
Change between the 2022 and 2024 Census estimates
Median household income
Census estimate, 2024
Deposits and branches: FDIC Summary of Deposits, 2026 and earlier years. Population and income: Census American Community Survey 5-year estimates for Palm Beach County.
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