125 banks and credit unions have branches in the Miami-Fort Lauderdale-West Palm Beach metro area. The Bank Fee Index holds published fees for 89 of them.
The count includes institutions based elsewhere that have a branch here.
Largest gap from Florida
Miami-Fort Lauderdale-West Palm Beach metro counts institutions with a branch here, wherever headquartered. Florida counts institutions headquartered in the state.
Miami-Fort Lauderdale-West Palm Beach metro
52 institutions with a branch here
$6.48
Florida
73 institutions headquartered in Florida
$10
U.S.
2,745 institutions in the index
$10
Chosen as the fee whose Miami-Fort Lauderdale-West Palm Beach metro median sits furthest from Florida's in percentage terms, among fees at least 5 local institutions publish.
Pick a fee to compare Miami-Fort Lauderdale-West Palm Beach metro with Florida and the U.S. Each amount below links to the fee schedule it was read from, and an empty cell says why.
Published amounts here run from $0 to $40.
Median published overdraft fee
Miami-Fort Lauderdale-West Palm Beach metro
61 institutions with a branch here
$32
Florida
72 institutions headquartered in Florida
$30
U.S.
2,601 institutions in the index
$30
Miami-Fort Lauderdale-West Palm Beach metro covers every institution with a branch here, wherever it is headquartered. Florida covers institutions headquartered in the state. U.S. covers every institution in the Bank Fee Index.
125 institutions, 61 with a published overdraft fee.
Bank · based in Columbus, OH · 173 branches here
Account not yet known
“+$34 OVERDRAFT FEE)”
Bank · based in Sioux Falls, SD · 159 branches here
Account not yet known
“Our overdraft fee for Consumer checking accounts is $35 per item (whether the overdraft is by check, ATM withdrawal, debit card transaction, or other electronic means), and we char”
Bank · based in Charlotte, NC · 155 branches here
Account not yet known
“Overdraft Items | Overdraft Item Fee | $10.00 each item”
Bank · based in Charlotte, NC · 117 branches here
Account not yet known
“• Truist will charge you an Overdraft Fee, if applicable, of $36 each time we pay an overdraft on your behalf.”
Bank · based in Wilmington, DE · 78 branches here
Account not yet known
“$35 fee per overdraft”
Bank · based in Wilmington, DE · 67 branches here
Account not yet known
“Overdraft Item Fee … $36.00 per item”
Bank · based in Birmingham, AL · 59 branches here
Account not yet known
“Paid Overdraft Item/Returned Item Fee3 … $36.00”
Bank · based in Sioux Falls, SD · 56 branches here
Bank · based in Miami Lakes, FL · 36 branches here
Bank · based in Cincinnati, OH · 34 branches here
Account not yet known
“If Overdraft Coverage is used, the per item fee for each overdraft is $37 per item.”
Largest banks by local bank deposits
Share of the $348.8 billion in bank deposits at branches here, FDIC Summary of Deposits 2026. Credit unions report no deposits by branch.
Metro context: the Miami-Fort Lauderdale-West Palm Beach metro's counties
Deposits and branches cover the Miami-Fort Lauderdale-West Palm Beach metro. Population and income cover the metro's counties. This is background. None of it sets or explains a fee.
Bank deposits
Change at branches here, 2021 to 2026
Bank branches
Change in branch count, 2016 to 2026
Population
Change between the 2022 and 2024 Census estimates
Deposits and branches: FDIC Summary of Deposits, 2026 and earlier years. Population and income: Census American Community Survey 5-year estimates for the metro's counties.
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