6 banks and credit unions have branches in Navarre. The Bank Fee Index holds published fees for 6 of them.
The count includes institutions based elsewhere that have a branch here.
Largest gap from Florida
Navarre counts institutions with a branch here, wherever headquartered. Florida counts institutions headquartered in the state.
Navarre
5 institutions with a branch here
$36
Florida
92 institutions headquartered in Florida
$30
U.S.
3,350 institutions in the index
$27.50
Chosen as the fee whose Navarre median sits furthest from Florida's in percentage terms, among fees at least 5 local institutions publish.
Pick a fee to compare Navarre with Florida and the U.S. Each amount below links to the fee schedule it was read from, and an empty cell says why.
Four published overdraft fees: $28–$36.
Medians for reference: Florida $30 · U.S. $30
Local median not shown; five institutions required.
6 institutions, 4 with a published overdraft fee.
Bank · based in Birmingham, AL · 1 branch here
Account not yet known
“Paid Overdraft Item/Returned Item Fee3 … $36.00”
Bank · based in Conway, AR · 1 branch here
Account not yet known
“Overdraft Fee* $35.00 per paid item”
Bank · based in Nashville, TN · 1 branch here
Account not yet known
“Paid Item Fee | $30.00 per item”
Bank · based in Tupelo, MS · 1 branch here
Bank · based in Fort Walton Beach, FL · 1 branch here
Credit union, membership rules apply · based in Fort Walton Beach, FL · 1 branch here
Account not yet known
“Courtesy Pay $28.00”
Largest banks by local bank deposits
Share of the $345 million in bank deposits at branches here, FDIC Summary of Deposits 2026. Credit unions report no deposits by branch.
County context: Santa Rosa County
Deposits and branches cover the City of Navarre. Population and income cover Santa Rosa County, the county with most of Navarre's bank branches, not the city alone. This is background. None of it sets or explains a fee.
Bank deposits
Change at branches here, 2021 to 2026
Bank branches
Change in branch count, 2016 to 2026
Population
Change between the 2022 and 2024 Census estimates
Median household income
Census estimate, 2024
Deposits and branches: FDIC Summary of Deposits, 2026 and earlier years. Population and income: Census American Community Survey 5-year estimates for Santa Rosa County.
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