42 banks and credit unions have branches in Naples. The Bank Fee Index holds published fees for 35 of them.
The count includes institutions based elsewhere that have a branch here.
Largest gap from Florida
Naples counts institutions with a branch here, wherever headquartered. Florida counts institutions headquartered in the state.
Naples
19 institutions with a branch here
$5
Florida
73 institutions headquartered in Florida
$10
U.S.
2,744 institutions in the index
$10
Chosen as the fee whose Naples median sits furthest from Florida's in percentage terms, among fees at least 5 local institutions publish.
Pick a fee to compare Naples with Florida and the U.S. Each amount below links to the fee schedule it was read from, and an empty cell says why.
Published amounts here run from $10 to $37.
Median published overdraft fee
Naples
29 institutions with a branch here
$35
Florida
71 institutions headquartered in Florida
$30
U.S.
2,605 institutions in the index
$30
Naples covers every institution with a branch here, wherever it is headquartered. Florida covers institutions headquartered in the state. U.S. covers every institution in the Bank Fee Index.
42 institutions, 29 with a published overdraft fee.
Bank · based in Cincinnati, OH · 16 branches here
Account not yet known
“If Overdraft Coverage is used, the per item fee for each overdraft is $37 per item.”
Bank · based in Columbus, OH · 12 branches here
Account not yet known
“+$34 OVERDRAFT FEE)”
Bank · based in Charlotte, NC · 11 branches here
Account not yet known
“Overdraft Items | Overdraft Item Fee | $10.00 each item”
Bank · based in Sioux Falls, SD · 10 branches here
Account not yet known
“Our overdraft fee for Consumer checking accounts is $35 per item (whether the overdraft is by check, ATM withdrawal, debit card transaction, or other electronic means), and we char”
Bank · based in Charlotte, NC · 7 branches here
Account not yet known
“• Truist will charge you an Overdraft Fee, if applicable, of $36 each time we pay an overdraft on your behalf.”
Bank · based in Memphis, TN · 6 branches here
Account not yet known
“Overdraft fee on checks, ACH debits | $35”
Credit union, membership rules apply · based in Tampa, FL · 6 branches here
Account not yet known
“Paid Non-sufficient Funds (NSF) … $29”
Bank · based in Birmingham, AL · 5 branches here
Account not yet known
“Paid Overdraft Item/Returned Item Fee3 … $36.00”
Credit union, membership rules apply · based in Grand Rapids, MI · 5 branches here
Account not yet known
“Courtesy Pay | $30.00/occurrence”
Bank · based in Dallas, TX · 4 branches here
Largest banks by local bank deposits
Share of the $17.8 billion in bank deposits at branches here, FDIC Summary of Deposits 2026. Credit unions report no deposits by branch.
County context: Collier County
Deposits and branches cover the City of Naples. Population and income cover Collier County, the county with most of Naples's bank branches, not the city alone. This is background. None of it sets or explains a fee.
Bank deposits
Change at branches here, 2021 to 2026
Bank branches
Change in branch count, 2016 to 2026
Population
Change between the 2022 and 2024 Census estimates
Median household income
Census estimate, 2024
Deposits and branches: FDIC Summary of Deposits, 2026 and earlier years. Population and income: Census American Community Survey 5-year estimates for Collier County.
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