30 banks and credit unions have branches in the Pensacola-Ferry Pass-Brent metro area. The Bank Fee Index holds published fees for 27 of them.
The count includes institutions based elsewhere that have a branch here.
Largest gap from Florida
Pensacola-Ferry Pass-Brent metro counts institutions with a branch here, wherever headquartered. Florida counts institutions headquartered in the state.
Pensacola-Ferry Pass-Brent metro
13 institutions with a branch here
$5
Florida
73 institutions headquartered in Florida
$10
U.S.
2,746 institutions in the index
$10
Chosen as the fee whose Pensacola-Ferry Pass-Brent metro median sits furthest from Florida's in percentage terms, among fees at least 5 local institutions publish.
Pick a fee to compare Pensacola-Ferry Pass-Brent metro with Florida and the U.S. Each amount below links to the fee schedule it was read from, and an empty cell says why.
Published amounts here run from $10 to $36.
Median published overdraft fee
Pensacola-Ferry Pass-Brent metro
20 institutions with a branch here
$34.50
Florida
72 institutions headquartered in Florida
$30
U.S.
2,601 institutions in the index
$30
Pensacola-Ferry Pass-Brent metro covers every institution with a branch here, wherever it is headquartered. Florida covers institutions headquartered in the state. U.S. covers every institution in the Bank Fee Index.
30 institutions, 20 with a published overdraft fee.
Bank · based in Birmingham, AL · 13 branches here
Account not yet known
“Paid Overdraft Item/Returned Item Fee3 … $36.00”
Credit union, membership rules apply · based in Pensacola, FL · 10 branches here
Account not yet known
“Courtesy Pay/CRTSY PAY (up to 4 per day) $29.00”
Bank · based in Nashville, TN · 7 branches here
Account not yet known
“Paid Item Fee | $30.00 per item”
Credit union, membership rules apply · based in Pensacola, FL · 7 branches here
Account not yet known
“Overdraft Privilege Fee | $29.50 per item”
Credit union, membership rules apply · based in Pensacola, FL · 7 branches here
Credit union, membership rules apply · based in Vienna, VA · 7 branches here
Account not yet known
“†Standard Practices and Fees: We will charge a fee of $20 each time we pay an overdraft”
Bank · based in Gulfport, MS · 6 branches here
Account not yet known
“We may charge you a fee of $36.00 each time we pay an overdraft.”
Credit union, membership rules apply · based in Cantonment, FL · 6 branches here
Account not yet known
“Overdraft Privilege- Courtesy Pay Fee (Check, $35.00”
Bank · based in Sioux Falls, SD · 5 branches here
Account not yet known
“Our overdraft fee for Consumer checking accounts is $35 per item (whether the overdraft is by check, ATM withdrawal, debit card transaction, or other electronic means), and we char”
Bank · based in Tupelo, MS · 5 branches here
Largest banks by local bank deposits
Share of the $8.1 billion in bank deposits at branches here, FDIC Summary of Deposits 2026. Credit unions report no deposits by branch.
Metro context: the Pensacola-Ferry Pass-Brent metro's counties
Deposits and branches cover the Pensacola-Ferry Pass-Brent metro. Population and income cover the metro's counties. This is background. None of it sets or explains a fee.
Bank deposits
Change at branches here, 2021 to 2026
Bank branches
Change in branch count, 2016 to 2026
Population
Change between the 2022 and 2024 Census estimates
Deposits and branches: FDIC Summary of Deposits, 2026 and earlier years. Population and income: Census American Community Survey 5-year estimates for the metro's counties.
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