12 banks and credit unions have branches in Middletown. The Bank Fee Index holds published fees for 11 of them.
The count includes institutions based elsewhere that have a branch here.
Largest gap from Delaware
Middletown counts institutions with a branch here, wherever headquartered. Delaware counts institutions headquartered in the state.
Middletown
9 institutions with a branch here
$14.95
Delaware
6 institutions headquartered in Delaware
$8.75
U.S.
1,903 institutions in the index
$7
Chosen as the fee whose Middletown median sits furthest from Delaware's in percentage terms, among fees at least 5 local institutions publish.
Pick a fee to compare Middletown with Delaware and the U.S. Each amount below links to the fee schedule it was read from, and an empty cell says why.
Published amounts here run from $15 to $39.
Median published overdraft fee
Middletown
9 institutions with a branch here
$35
Delaware
10 institutions headquartered in Delaware
$27.50
U.S.
2,605 institutions in the index
$30
Middletown covers every institution with a branch here, wherever it is headquartered. Delaware covers institutions headquartered in the state. U.S. covers every institution in the Bank Fee Index.
12 institutions, 9 with a published overdraft fee.
Bank · based in Wilmington, DE · 1 branch here
Account not yet known
“Overdraft Item Fee … $36.00 per item”
Bank · based in Wilmington, DE · 1 branch here
Account not yet known
“Overdrafts (unavailable funds created by check, in-person withdrawal, ATM withdrawal or other electronic means for paid items) $35”
Bank · based in Buffalo, NY · 1 branch here
Account not yet known
“Overdraft Fee | $15.00 for each overdraft item we pay, unless one of the following exceptions apply:”
Bank · based in Sioux Falls, SD · 1 branch here
Account not yet known
“Our overdraft fee for Consumer checking accounts is $35 per item (whether the overdraft is by check, ATM withdrawal, debit card transaction, or other electronic means), and we char”
Bank · based in Lancaster, PA · 1 branch here
Account not yet known
“Overdraft Fee 6 (per item paid) | $39.00 | Per Item”
Bank · based in Wilmington, DE · 1 branch here
Account not yet known
“$35 fee per overdraft”
Bank · based in Columbus, OH · 1 branch here
Account not yet known
“+$34 OVERDRAFT FEE)”
Bank · based in Providence, RI · 1 branch here
Account not yet known
“Overdraft Fee | $35 Per item paid if your account is overdrawn”
Credit union, membership rules apply · based in Newark, DE · 1 branch here
Credit union, membership rules apply · based in Dover, DE · 1 branch here
Largest banks by local bank deposits
Share of the $1.2 billion in bank deposits at branches here, FDIC Summary of Deposits 2026. Credit unions report no deposits by branch.
County context: New Castle County
Deposits and branches cover the City of Middletown. Population and income cover New Castle County, the county with most of Middletown's bank branches, not the city alone. This is background. None of it sets or explains a fee.
Bank deposits
Change at branches here, 2021 to 2026
Bank branches
Change in branch count, 2016 to 2026
Population
Change between the 2022 and 2024 Census estimates
Median household income
Census estimate, 2024
Deposits and branches: FDIC Summary of Deposits, 2026 and earlier years. Population and income: Census American Community Survey 5-year estimates for New Castle County.
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