9 banks and credit unions have branches in Southbury. The Bank Fee Index holds published fees for 9 of them.
The count includes institutions based elsewhere that have a branch here.
Largest gap from Connecticut
Southbury counts institutions with a branch here, wherever headquartered. Connecticut counts institutions headquartered in the state.
Southbury
6 institutions with a branch here
$11.48
Connecticut
23 institutions headquartered in Connecticut
$5.50
U.S.
1,904 institutions in the index
$6.99
Chosen as the fee whose Southbury median sits furthest from Connecticut's in percentage terms, among fees at least 5 local institutions publish.
Pick a fee to compare Southbury with Connecticut and the U.S. Each amount below links to the fee schedule it was read from, and an empty cell says why.
Published amounts here run from $10 to $37.
Median published overdraft fee
Southbury
8 institutions with a branch here
$34.50
Connecticut
34 institutions headquartered in Connecticut
$32.50
U.S.
2,605 institutions in the index
$30
Southbury covers every institution with a branch here, wherever it is headquartered. Connecticut covers institutions headquartered in the state. U.S. covers every institution in the Bank Fee Index.
9 institutions, 8 with a published overdraft fee.
Bank · based in Newtown, CT · 2 branches here
Account not yet known
if the total overdrafts for the day result in an ending account balance of no more than $10.00 overdrawn
“We will not assess a $37.00 Insufficient Funds Fee – Paid fee if the total overdrafts for the day result in an ending account balance of no more than $10.00 overdrawn.”
Bank · based in Charlotte, NC · 1 branch here
Account not yet known
“Overdraft Items | Overdraft Item Fee | $10.00 each item”
Bank · based in Sioux Falls, SD · 1 branch here
Account not yet known
“Our overdraft fee for Consumer checking accounts is $35 per item (whether the overdraft is by check, ATM withdrawal, debit card transaction, or other electronic means), and we char”
Bank · based in Columbus, OH · 1 branch here
Account not yet known
“+$34 OVERDRAFT FEE)”
Bank · based in Buffalo, NY · 1 branch here
Account not yet known
“Overdraft Fee | $15.00 for each overdraft item we pay, unless one of the following exceptions apply:”
Bank · based in Naugatuck, CT · 1 branch here
Account not yet known
“• We will charge you a fee of $30.00 each time we pay an overdraft. We will not charge you a fee if you are”
Bank · based in Danbury, CT · 1 branch here
Account not yet known
“Nonsufficient Funds (NSF) - paid … $35.00”
Bank · based in Danbury, CT · 1 branch here
Account not yet known
“Overdraft (OD) Item—Paid $36.00”
Credit union, membership rules apply · based in Hartford, CT · 1 branch here
Largest banks by local bank deposits
Share of the $1.2 billion in bank deposits at branches here, FDIC Summary of Deposits 2026. Credit unions report no deposits by branch.
County context: Naugatuck Valley Planning Region
Deposits and branches cover the City of Southbury. Population and income cover Naugatuck Valley Planning Region, the county with most of Southbury's bank branches, not the city alone. This is background. None of it sets or explains a fee.
Bank deposits
Change at branches here, 2021 to 2026
Bank branches
Change in branch count, 2016 to 2026
Population
Change between the 2022 and 2024 Census estimates
Median household income
Census estimate, 2024
Deposits and branches: FDIC Summary of Deposits, 2026 and earlier years. Population and income: Census American Community Survey 5-year estimates for Naugatuck Valley Planning Region.
Work at a bank or credit union here?
Hamilton, the Fee Insight workspace, sets an institution's own fees beside every institution in this market, with the source for each figure.
Choosing an account?
Open any institution above to see all of its published fees and where each one came from.
Search institutions