2 banks and credit unions have branches in Oxford. The Bank Fee Index holds published fees for 2 of them.
The count includes institutions based elsewhere that have a branch here.
Medians for reference: Connecticut $32.50 · U.S. $30
Local median not shown; five institutions required.
Pick a fee to compare Oxford with Connecticut and the U.S. Each amount below links to the fee schedule it was read from, and an empty cell says why.
2 institutions, 2 with a published overdraft fee.
Bank · based in Naugatuck, CT · 1 branch here
Account not yet known
“• We will charge you a fee of $30.00 each time we pay an overdraft. We will not charge you a fee if you are”
Bank · based in Newtown, CT · 1 branch here
Account not yet known
if the total overdrafts for the day result in an ending account balance of no more than $10.00 overdrawn
“We will not assess a $37.00 Insufficient Funds Fee – Paid fee if the total overdrafts for the day result in an ending account balance of no more than $10.00 overdrawn.”
Largest banks by local bank deposits
Share of the $268 million in bank deposits at branches here, FDIC Summary of Deposits 2026. Credit unions report no deposits by branch.
County context: Naugatuck Valley Planning Region
Deposits and branches cover the City of Oxford. Population and income cover Naugatuck Valley Planning Region, the county with most of Oxford's bank branches, not the city alone. This is background. None of it sets or explains a fee.
Bank deposits
Change at branches here, 2021 to 2026
Bank branches
Change in branch count, 2016 to 2026
Population
Change between the 2022 and 2024 Census estimates
Median household income
Census estimate, 2024
Deposits and branches: FDIC Summary of Deposits, 2026 and earlier years. Population and income: Census American Community Survey 5-year estimates for Naugatuck Valley Planning Region.
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