6 banks and credit unions have branches in Mystic. The Bank Fee Index holds published fees for 5 of them.
The count includes institutions based elsewhere that have a branch here.
Largest gap from Connecticut
Mystic counts institutions with a branch here, wherever headquartered. Connecticut counts institutions headquartered in the state.
Mystic
5 institutions with a branch here
$2
Connecticut
29 institutions headquartered in Connecticut
$1
U.S.
1,649 institutions in the index
$1.50
Chosen as the fee whose Mystic median sits furthest from Connecticut's in percentage terms, among fees at least 5 local institutions publish.
Pick a fee to compare Mystic with Connecticut and the U.S. Each amount below links to the fee schedule it was read from, and an empty cell says why.
Three published overdraft fees: $15–$35.
Medians for reference: Connecticut $32.50 · U.S. $30
Local median not shown; five institutions required.
6 institutions, 3 with a published overdraft fee.
Bank · based in Groton, CT · 2 branches here
Bank · based in Providence, RI · 1 branch here
Account not yet known
“Overdraft Fee | $35 Per item paid if your account is overdrawn”
Bank · based in Buffalo, NY · 1 branch here
Account not yet known
“Overdraft Fee | $15.00 for each overdraft item we pay, unless one of the following exceptions apply:”
Bank · based in Westerly, RI · 1 branch here
Bank · based in Middletown, CT · 1 branch here
Account not yet known
“Overdraft Item (Insufficient Funds Charge – Paid)2 Check, POS, Electronic or Recurring ACH - Paid | $35.00”
Credit union, membership rules apply · based in Waterford, CT · 1 branch here
Largest banks by local bank deposits
Share of the $577 million in bank deposits at branches here, FDIC Summary of Deposits 2026. Credit unions report no deposits by branch.
County context: Southeastern Connecticut Planning Region
Deposits and branches cover the City of Mystic. Population and income cover Southeastern Connecticut Planning Region, the county with most of Mystic's bank branches, not the city alone. This is background. None of it sets or explains a fee.
Bank deposits
Change at branches here, 2021 to 2026
Bank branches
Change in branch count, 2016 to 2026
Population
Change between the 2022 and 2024 Census estimates
Median household income
Census estimate, 2024
Deposits and branches: FDIC Summary of Deposits, 2026 and earlier years. Population and income: Census American Community Survey 5-year estimates for Southeastern Connecticut Planning Region.
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