3 banks and credit unions have branches in Middlebury. The Bank Fee Index holds published fees for 3 of them.
The count includes institutions based elsewhere that have a branch here.
Medians for reference: Connecticut $30 · U.S. $30
Local median not shown; five institutions required.
Pick a fee to compare Middlebury with Connecticut and the U.S. Each amount below links to the fee schedule it was read from, and an empty cell says why.
Two published overdraft fees: $30–$35.
Medians for reference: Connecticut $32.50 · U.S. $30
3 institutions, 2 with a published overdraft fee.
Bank · based in Thomaston, CT · 1 branch here
Bank · based in Naugatuck, CT · 1 branch here
Account not yet known
“• We will charge you a fee of $30.00 each time we pay an overdraft. We will not charge you a fee if you are”
Credit union, membership rules apply · based in Waterbury, CT · 1 branch here
Account not yet known
“Overdraft/NSF‐Paid $35 per item”
Largest banks by local bank deposits
Share of the $323 million in bank deposits at branches here, FDIC Summary of Deposits 2026. Credit unions report no deposits by branch.
County context: Naugatuck Valley Planning Region
Deposits and branches cover the City of Middlebury. Population and income cover Naugatuck Valley Planning Region, the county with most of Middlebury's bank branches, not the city alone. This is background. None of it sets or explains a fee.
Bank deposits
Change at branches here, 2021 to 2026
Bank branches
Change in branch count, 2016 to 2026
Population
Change between the 2022 and 2024 Census estimates
Median household income
Census estimate, 2024
Deposits and branches: FDIC Summary of Deposits, 2026 and earlier years. Population and income: Census American Community Survey 5-year estimates for Naugatuck Valley Planning Region.
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