5 banks and credit unions have branches in Colchester. The Bank Fee Index holds published fees for 5 of them.
The count includes institutions based elsewhere that have a branch here.
Largest gap from Connecticut
Colchester counts institutions with a branch here, wherever headquartered. Connecticut counts institutions headquartered in the state.
Colchester
5 institutions with a branch here
$30
Connecticut
43 institutions headquartered in Connecticut
$25
U.S.
2,630 institutions in the index
$25
Chosen as the fee whose Colchester median sits furthest from Connecticut's in percentage terms, among fees at least 5 local institutions publish.
Pick a fee to compare Colchester with Connecticut and the U.S. Each amount below links to the fee schedule it was read from, and an empty cell says why.
Published amounts here run from $15 to $35.
Median published overdraft fee
Colchester
5 institutions with a branch here
$35
Connecticut
34 institutions headquartered in Connecticut
$32.50
U.S.
2,605 institutions in the index
$30
Colchester covers every institution with a branch here, wherever it is headquartered. Connecticut covers institutions headquartered in the state. U.S. covers every institution in the Bank Fee Index.
5 institutions, 5 with a published overdraft fee.
Bank · based in Middletown, CT · 1 branch here
Account not yet known
“Overdraft Item (Insufficient Funds Charge – Paid)2 Check, POS, Electronic or Recurring ACH - Paid | $35.00”
Bank · based in Wilmington, DE · 1 branch here
Account not yet known
“$35 fee per overdraft”
Bank · based in Buffalo, NY · 1 branch here
Account not yet known
“Overdraft Fee | $15.00 for each overdraft item we pay, unless one of the following exceptions apply:”
Bank · based in Norwich, CT · 1 branch here
Account not yet known
“ Overdraft Item Fee Paid**** … $32.0”
Bank · based in Brookline, MA · 1 branch here
Account not yet known
“Overdraft/Unavailable Funds (UAF) Overdraft Fee8,9,14 … $35.00”
Largest banks by local bank deposits
Share of the $487 million in bank deposits at branches here, FDIC Summary of Deposits 2026. Credit unions report no deposits by branch.
County context: Southeastern Connecticut Planning Region
Deposits and branches cover the City of Colchester. Population and income cover Southeastern Connecticut Planning Region, the county with most of Colchester's bank branches, not the city alone. This is background. None of it sets or explains a fee.
Bank deposits
Change at branches here, 2021 to 2026
Bank branches
Change in branch count, 2016 to 2026
Population
Change between the 2022 and 2024 Census estimates
Median household income
Census estimate, 2024
Deposits and branches: FDIC Summary of Deposits, 2026 and earlier years. Population and income: Census American Community Survey 5-year estimates for Southeastern Connecticut Planning Region.
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