8 banks and credit unions have branches in Louisville. The Bank Fee Index holds published fees for 8 of them.
The count includes institutions based elsewhere that have a branch here.
Largest gap from Colorado
Louisville counts institutions with a branch here, wherever headquartered. Colorado counts institutions headquartered in the state.
Louisville
8 institutions with a branch here
$12
Colorado
28 institutions headquartered in Colorado
$7.99
U.S.
1,901 institutions in the index
$7
Chosen as the fee whose Louisville median sits furthest from Colorado's in percentage terms, among fees at least 5 local institutions publish.
Pick a fee to compare Louisville with Colorado and the U.S. Each amount below links to the fee schedule it was read from, and an empty cell says why.
Published amounts here run from $10 to $36.
Median published overdraft fee
Louisville
7 institutions with a branch here
$29
Colorado
52 institutions headquartered in Colorado
$30
U.S.
2,603 institutions in the index
$30
Louisville covers every institution with a branch here, wherever it is headquartered. Colorado covers institutions headquartered in the state. U.S. covers every institution in the Bank Fee Index.
8 institutions, 7 with a published overdraft fee.
Bank · based in Columbus, OH · 1 branch here
Account not yet known
“+$34 OVERDRAFT FEE)”
Bank · based in Sioux Falls, SD · 1 branch here
Account not yet known
“Our overdraft fee for Consumer checking accounts is $35 per item (whether the overdraft is by check, ATM withdrawal, debit card transaction, or other electronic means), and we char”
Bank · based in Wilmington, DE · 1 branch here
Account not yet known
“Overdraft Item Fee … $36.00 per item”
Bank · based in Chicago, IL · 1 branch here
Bank · based in Billings, MT · 1 branch here
Account not yet known
“Standard overdraft fees of $10 apply each time an overdraft is paid (up to 3 per day for Orange Checking accounts and up to 4 per day for Basic Checking, Select Checking, and Premi”
Bank · based in Cleveland, OH · 1 branch here
Account not yet known
“$20.00 Overdraft Item (OD) Charge will apply to each item we pay when your end-of-day overdraft balance”
Bank · based in Columbus, OH · 1 branch here
Account not yet known
“Overdraft Fee | $15.00 Per overdraft item. No overdraft fees unless final account”
Credit union, membership rules apply · based in Broomfield, CO · 1 branch here
Account not yet known
“Overdraft Debit Card | $29.00 per item”
Largest banks by local bank deposits
Share of the $1.1 billion in bank deposits at branches here, FDIC Summary of Deposits 2026. Credit unions report no deposits by branch.
County context: Boulder County
Deposits and branches cover the City of Louisville. Population and income cover Boulder County, the county with most of Louisville's bank branches, not the city alone. This is background. None of it sets or explains a fee.
Bank deposits
Change at branches here, 2021 to 2026
Bank branches
Change in branch count, 2016 to 2026
Population
Change between the 2022 and 2024 Census estimates
Median household income
Census estimate, 2024
Deposits and branches: FDIC Summary of Deposits, 2026 and earlier years. Population and income: Census American Community Survey 5-year estimates for Boulder County.
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