8 banks and credit unions have branches in Delta. The Bank Fee Index holds published fees for 7 of them.
The count includes institutions based elsewhere that have a branch here.
Largest gap from Colorado
Delta counts institutions with a branch here, wherever headquartered. Colorado counts institutions headquartered in the state.
Delta
5 institutions with a branch here
$35
Colorado
59 institutions headquartered in Colorado
$27
U.S.
3,350 institutions in the index
$27.50
Chosen as the fee whose Delta median sits furthest from Colorado's in percentage terms, among fees at least 5 local institutions publish.
Pick a fee to compare Delta with Colorado and the U.S. Each amount below links to the fee schedule it was read from, and an empty cell says why.
Published amounts here run from $15 to $36.
Median published overdraft fee
Delta
5 institutions with a branch here
$32
Colorado
52 institutions headquartered in Colorado
$30
U.S.
2,605 institutions in the index
$30
Delta covers every institution with a branch here, wherever it is headquartered. Colorado covers institutions headquartered in the state. U.S. covers every institution in the Bank Fee Index.
8 institutions, 5 with a published overdraft fee.
Bank · based in Glenwood Springs, CO · 1 branch here
Account not yet known
“Our standard NSF paid item fee is $15.00”
Bank · based in Sioux Falls, SD · 1 branch here
Account not yet known
“Our overdraft fee for Consumer checking accounts is $35 per item (whether the overdraft is by check, ATM withdrawal, debit card transaction, or other electronic means), and we char”
Bank · based in Fort Collins, CO · 1 branch here
Account not yet known
“We will charge our normal NSF paid item fee/NSF returned item fee of $10 per item for overdraft items of $10 or less or $32 per item for overdraft items over $10 whether”
Bank · based in Cincinnati, OH · 1 branch here
Account not yet known
“• U.S. Bank will charge an Overdraft Paid Fee of $36.00 for each overdraft item we pay on your behalf. Whether we”
Bank · based in Chicago, IL · 1 branch here
Bank · based in Springfield, MO · 1 branch here
Account not yet known
“Overdraft Fee per item, includes checks, ATM withdrawals, or other electronic means | $30.00”
Bank · based in Walnut Creek, CA · 1 branch here
Credit union, membership rules apply · based in Delta, CO · 1 branch here
Largest banks by local bank deposits
Share of the $483 million in bank deposits at branches here, FDIC Summary of Deposits 2026. Credit unions report no deposits by branch.
County context: Delta County
Deposits and branches cover the City of Delta. Population and income cover Delta County, the county with most of Delta's bank branches, not the city alone. This is background. None of it sets or explains a fee.
Bank deposits
Change at branches here, 2021 to 2026
Bank branches
Change in branch count, 2016 to 2026
Population
Change between the 2022 and 2024 Census estimates
Median household income
Census estimate, 2024
Deposits and branches: FDIC Summary of Deposits, 2026 and earlier years. Population and income: Census American Community Survey 5-year estimates for Delta County.
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