10 banks and credit unions have branches in Yuma. The Bank Fee Index holds published fees for 9 of them.
The count includes institutions based elsewhere that have a branch here.
Largest gap from Arizona
Yuma counts institutions with a branch here, wherever headquartered. Arizona counts institutions headquartered in the state.
Yuma
7 institutions with a branch here
$9
Arizona
20 institutions headquartered in Arizona
$7.36
U.S.
1,902 institutions in the index
$7
Chosen as the fee whose Yuma median sits furthest from Arizona's in percentage terms, among fees at least 5 local institutions publish.
Pick a fee to compare Yuma with Arizona and the U.S. Each amount below links to the fee schedule it was read from, and an empty cell says why.
Published amounts here run from $20 to $35.
Median published overdraft fee
Yuma
8 institutions with a branch here
$30
Arizona
19 institutions headquartered in Arizona
$30
U.S.
2,601 institutions in the index
$30
Yuma covers every institution with a branch here, wherever it is headquartered. Arizona covers institutions headquartered in the state. U.S. covers every institution in the Bank Fee Index.
10 institutions, 8 with a published overdraft fee.
Bank · based in Sioux Falls, SD · 4 branches here
Account not yet known
“Our overdraft fee for Consumer checking accounts is $35 per item (whether the overdraft is by check, ATM withdrawal, debit card transaction, or other electronic means), and we char”
Credit union, membership rules apply · based in Phoenix, AZ · 4 branches here
Account not yet known
“Courtesy Pay Overdraft Fee (5 maximum per day) … $29.00 per presentment”
Bank · based in Columbus, OH · 3 branches here
Account not yet known
“+$34 OVERDRAFT FEE)”
Bank · based in Kalispell, MT · 2 branches here
Account not yet known
“Overdraft Fee.......................................................................................................................................................................”
Bank · based in Salt Lake City, UT · 2 branches here
Account not yet known
“Overdraft Fee - Paid Items | $29.00”
Bank · based in Seattle, WA · 2 branches here
Account not yet known
“Insufficient Funds Charge (Paid) | $30 Per Presentment§”
Credit union, membership rules apply · based in Yuma, AZ · 2 branches here
Account not yet known
“Courtesy Pay … .. … $32 each”
Credit union, membership rules apply · based in Vienna, VA · 2 branches here
Account not yet known
“†Standard Practices and Fees: We will charge a fee of $20 each time we pay an overdraft”
Bank · based in Kansas City, MO · 1 branch here
Credit union, membership rules apply · based in Tucson, AZ · 1 branch here
Largest banks by local bank deposits
Share of the $2.3 billion in bank deposits at branches here, FDIC Summary of Deposits 2026. Credit unions report no deposits by branch.
County context: Yuma County
Deposits and branches cover the City of Yuma. Population and income cover Yuma County, the county with most of Yuma's bank branches, not the city alone. This is background. None of it sets or explains a fee.
Bank deposits
Change at branches here, 2021 to 2026
Bank branches
Change in branch count, 2016 to 2026
Population
Change between the 2022 and 2024 Census estimates
Median household income
Census estimate, 2024
Deposits and branches: FDIC Summary of Deposits, 2026 and earlier years. Population and income: Census American Community Survey 5-year estimates for Yuma County.
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