4 banks and credit unions have branches in Safford. The Bank Fee Index holds published fees for 4 of them.
The count includes institutions based elsewhere that have a branch here.
Medians for reference: Arizona $30 · U.S. $30
Local median not shown; five institutions required.
Pick a fee to compare Safford with Arizona and the U.S. Each amount below links to the fee schedule it was read from, and an empty cell says why.
4 institutions, 4 with a published overdraft fee.
Bank · based in Columbus, OH · 1 branch here
Account not yet known
“+$34 OVERDRAFT FEE)”
Bank · based in Salt Lake City, UT · 1 branch here
Account not yet known
“Overdraft Fee - Paid Items | $29.00”
Bank · based in Seattle, WA · 1 branch here
Account not yet known
“Insufficient Funds Charge (Paid) | $30 Per Presentment§”
Credit union, membership rules apply · based in Phoenix, AZ · 1 branch here
Account not yet known
“Courtesy Pay Overdraft Fee (5 maximum per day) … $29.00 per presentment”
Largest banks by local bank deposits
Share of the $450 million in bank deposits at branches here, FDIC Summary of Deposits 2026. Credit unions report no deposits by branch.
County context: Graham County
Deposits and branches cover the City of Safford. Population and income cover Graham County, the county with most of Safford's bank branches, not the city alone. This is background. None of it sets or explains a fee.
Bank deposits
Change at branches here, 2021 to 2026
Bank branches
Change in branch count, 2016 to 2026
Population
Change between the 2022 and 2024 Census estimates
Median household income
Census estimate, 2024
Deposits and branches: FDIC Summary of Deposits, 2026 and earlier years. Population and income: Census American Community Survey 5-year estimates for Graham County.
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