6 banks and credit unions have branches in Nogales. The Bank Fee Index holds published fees for 5 of them.
The count includes institutions based elsewhere that have a branch here.
Largest gap from Arizona
Nogales counts institutions with a branch here, wherever headquartered. Arizona counts institutions headquartered in the state.
Nogales
5 institutions with a branch here
$9
Arizona
20 institutions headquartered in Arizona
$7.36
U.S.
1,902 institutions in the index
$7
Chosen as the fee whose Nogales median sits furthest from Arizona's in percentage terms, among fees at least 5 local institutions publish.
Pick a fee to compare Nogales with Arizona and the U.S. Each amount below links to the fee schedule it was read from, and an empty cell says why.
Published amounts here run from $29 to $35.
Median published overdraft fee
Nogales
5 institutions with a branch here
$30
Arizona
19 institutions headquartered in Arizona
$30
U.S.
2,601 institutions in the index
$30
Nogales covers every institution with a branch here, wherever it is headquartered. Arizona covers institutions headquartered in the state. U.S. covers every institution in the Bank Fee Index.
6 institutions, 5 with a published overdraft fee.
Bank · based in Columbus, OH · 1 branch here
Account not yet known
“+$34 OVERDRAFT FEE)”
Bank · based in Sioux Falls, SD · 1 branch here
Account not yet known
“Our overdraft fee for Consumer checking accounts is $35 per item (whether the overdraft is by check, ATM withdrawal, debit card transaction, or other electronic means), and we char”
Bank · based in Seattle, WA · 1 branch here
Account not yet known
“Insufficient Funds Charge (Paid) | $30 Per Presentment§”
Bank · based in Clayton, MO · 1 branch here
Account not yet known
“Overdrafts Paid $30.00”
Bank · based in Killeen, TX · 1 branch here
Credit union, membership rules apply · based in Phoenix, AZ · 1 branch here
Account not yet known
“Courtesy Pay Overdraft Fee (5 maximum per day) … $29.00 per presentment”
Largest banks by local bank deposits
Share of the $778 million in bank deposits at branches here, FDIC Summary of Deposits 2026. Credit unions report no deposits by branch.
County context: Santa Cruz County
Deposits and branches cover the City of Nogales. Population and income cover Santa Cruz County, the county with most of Nogales's bank branches, not the city alone. This is background. None of it sets or explains a fee.
Bank deposits
Change at branches here, 2021 to 2026
Bank branches
Change in branch count, 2016 to 2026
Population
Change between the 2022 and 2024 Census estimates
Median household income
Census estimate, 2024
Deposits and branches: FDIC Summary of Deposits, 2026 and earlier years. Population and income: Census American Community Survey 5-year estimates for Santa Cruz County.
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