6 banks and credit unions have branches in Maricopa. The Bank Fee Index holds published fees for 6 of them.
The count includes institutions based elsewhere that have a branch here.
Largest gap from Arizona
Maricopa counts institutions with a branch here, wherever headquartered. Arizona counts institutions headquartered in the state.
Maricopa
5 institutions with a branch here
$25
Arizona
23 institutions headquartered in Arizona
$20
U.S.
2,629 institutions in the index
$25
Chosen as the fee whose Maricopa median sits furthest from Arizona's in percentage terms, among fees at least 5 local institutions publish.
Pick a fee to compare Maricopa with Arizona and the U.S. Each amount below links to the fee schedule it was read from, and an empty cell says why.
Published amounts here run from $10 to $35.
Median published overdraft fee
Maricopa
6 institutions with a branch here
$32
Arizona
19 institutions headquartered in Arizona
$30
U.S.
2,605 institutions in the index
$30
Maricopa covers every institution with a branch here, wherever it is headquartered. Arizona covers institutions headquartered in the state. U.S. covers every institution in the Bank Fee Index.
6 institutions, 6 with a published overdraft fee.
Bank · based in Columbus, OH · 1 branch here
Account not yet known
“+$34 OVERDRAFT FEE)”
Bank · based in Sioux Falls, SD · 1 branch here
Account not yet known
“Our overdraft fee for Consumer checking accounts is $35 per item (whether the overdraft is by check, ATM withdrawal, debit card transaction, or other electronic means), and we char”
Bank · based in Charlotte, NC · 1 branch here
Account not yet known
“Overdraft Items | Overdraft Item Fee | $10.00 each item”
Bank · based in Clayton, MO · 1 branch here
Account not yet known
“Overdrafts Paid $30.00”
Credit union, membership rules apply · based in Phoenix, AZ · 1 branch here
Account not yet known
“OVERDRAFT FEE … $30”
Credit union, membership rules apply · based in Casa Grande, AZ · 1 branch here
Account not yet known
“If multiple items overdraw your account on the same day, each item will be assessed an appropriate Overdraft Fee or a Non-Sufficient Funds Fee of $35”
Largest banks by local bank deposits
Share of the $421 million in bank deposits at branches here, FDIC Summary of Deposits 2026. Credit unions report no deposits by branch.
County context: Pinal County
Deposits and branches cover the City of Maricopa. Population and income cover Pinal County, the county with most of Maricopa's bank branches, not the city alone. This is background. None of it sets or explains a fee.
Bank deposits
Change at branches here, 2021 to 2026
Bank branches
Change in branch count, 2016 to 2026
Population
Change between the 2022 and 2024 Census estimates
Median household income
Census estimate, 2024
Deposits and branches: FDIC Summary of Deposits, 2026 and earlier years. Population and income: Census American Community Survey 5-year estimates for Pinal County.
Work at a bank or credit union here?
Hamilton, the Fee Insight workspace, sets an institution's own fees beside every institution in this market, with the source for each figure.
Choosing an account?
Open any institution above to see all of its published fees and where each one came from.
Search institutions