9 banks and credit unions have branches in Lake Havasu City. The Bank Fee Index holds published fees for 5 of them.
The count includes institutions based elsewhere that have a branch here.
Largest gap from Arizona
Lake Havasu City counts institutions with a branch here, wherever headquartered. Arizona counts institutions headquartered in the state.
Lake Havasu City
5 institutions with a branch here
$34
Arizona
19 institutions headquartered in Arizona
$30
U.S.
2,605 institutions in the index
$30
Chosen as the fee whose Lake Havasu City median sits furthest from Arizona's in percentage terms, among fees at least 5 local institutions publish.
Pick a fee to compare Lake Havasu City with Arizona and the U.S. Each amount below links to the fee schedule it was read from, and an empty cell says why.
Published amounts here run from $29 to $36.
Median published overdraft fee
Lake Havasu City
5 institutions with a branch here
$34
Arizona
19 institutions headquartered in Arizona
$30
U.S.
2,605 institutions in the index
$30
Lake Havasu City covers every institution with a branch here, wherever it is headquartered. Arizona covers institutions headquartered in the state. U.S. covers every institution in the Bank Fee Index.
9 institutions, 5 with a published overdraft fee.
Bank · based in Columbus, OH · 2 branches here
Account not yet known
“+$34 OVERDRAFT FEE)”
Bank · based in Sioux Falls, SD · 2 branches here
Account not yet known
“Our overdraft fee for Consumer checking accounts is $35 per item (whether the overdraft is by check, ATM withdrawal, debit card transaction, or other electronic means), and we char”
Bank · based in Kalispell, MT · 2 branches here
Account not yet known
“Overdraft Fee.......................................................................................................................................................................”
Bank · based in Beresford, SD · 1 branch here
Bank · based in Wilmington, DE · 1 branch here
Account not yet known
“Overdraft Item Fee … $36.00 per item”
Bank · based in Salt Lake City, UT · 1 branch here
Account not yet known
“Overdraft Fee - Paid Items | $29.00”
Bank · based in Phoenix, AZ · 1 branch here
Credit union, membership rules apply · based in Phoenix, AZ · 1 branch here
Credit union, membership rules apply · based in Anaheim, CA · 1 branch here
Largest banks by local bank deposits
Share of the $1.8 billion in bank deposits at branches here, FDIC Summary of Deposits 2026. Credit unions report no deposits by branch.
County context: Mohave County
Deposits and branches cover the City of Lake Havasu City. Population and income cover Mohave County, the county with most of Lake Havasu City's bank branches, not the city alone. This is background. None of it sets or explains a fee.
Bank deposits
Change at branches here, 2021 to 2026
Bank branches
Change in branch count, 2016 to 2026
Population
Change between the 2022 and 2024 Census estimates
Median household income
Census estimate, 2024
Deposits and branches: FDIC Summary of Deposits, 2026 and earlier years. Population and income: Census American Community Survey 5-year estimates for Mohave County.
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