13 banks and credit unions have branches in Texarkana. The Bank Fee Index holds published fees for 6 of them.
The count includes institutions based elsewhere that have a branch here.
Largest gap from Arkansas
Texarkana counts institutions with a branch here, wherever headquartered. Arkansas counts institutions headquartered in the state.
Texarkana
5 institutions with a branch here
$3
Arkansas
19 institutions headquartered in Arkansas
$1
U.S.
1,649 institutions in the index
$1.50
Chosen as the fee whose Texarkana median sits furthest from Arkansas's in percentage terms, among fees at least 5 local institutions publish.
Pick a fee to compare Texarkana with Arkansas and the U.S. Each amount below links to the fee schedule it was read from, and an empty cell says why.
Published amounts here run from $15 to $36.
Median published overdraft fee
Texarkana
6 institutions with a branch here
$33.50
Arkansas
42 institutions headquartered in Arkansas
$30
U.S.
2,605 institutions in the index
$30
Texarkana covers every institution with a branch here, wherever it is headquartered. Arkansas covers institutions headquartered in the state. U.S. covers every institution in the Bank Fee Index.
13 institutions, 6 with a published overdraft fee.
Bank · based in Texarkana, TX · 3 branches here
Bank · based in Linden, TX · 2 branches here
Bank · based in Magnolia, AR · 2 branches here
Account not yet known
“Non-Sufficient Overdraft Item | $32.00 per item”
Credit union, membership rules apply · based in Texarkana, AR · 2 branches here
Bank · based in Sioux Falls, SD · 1 branch here
Account not yet known
“Our overdraft fee for Consumer checking accounts is $35 per item (whether the overdraft is by check, ATM withdrawal, debit card transaction, or other electronic means), and we char”
Bank · based in Birmingham, AL · 1 branch here
Account not yet known
“Paid Overdraft Item/Returned Item Fee3 … $36.00”
Bank · based in Little Rock, AR · 1 branch here
Account not yet known
“An overdraft fee of $35 per item will apply, whether the overdraft is caused by check, in-person withdrawal, or electronic means.”
Bank · based in Columbus, OH · 1 branch here
Account not yet known
“Overdraft Fee | $15.00 Per overdraft item. No overdraft fees unless final account”
Bank · based in Bradley, AR · 1 branch here
Bank · based in Killeen, TX · 1 branch here
Largest banks by local bank deposits
Share of the $913 million in bank deposits at branches here, FDIC Summary of Deposits 2026. Credit unions report no deposits by branch.
County context: Miller County
Deposits and branches cover the City of Texarkana. Population and income cover Miller County, the county with most of Texarkana's bank branches, not the city alone. This is background. None of it sets or explains a fee.
Bank deposits
Change at branches here, 2021 to 2026
Bank branches
Change in branch count, 2016 to 2026
Population
Change between the 2022 and 2024 Census estimates
Median household income
Census estimate, 2024
Deposits and branches: FDIC Summary of Deposits, 2026 and earlier years. Population and income: Census American Community Survey 5-year estimates for Miller County.
Work at a bank or credit union here?
Hamilton, the Fee Insight workspace, sets an institution's own fees beside every institution in this market, with the source for each figure.
Choosing an account?
Open any institution above to see all of its published fees and where each one came from.
Search institutions