7 banks and credit unions have branches in Siloam Springs. The Bank Fee Index holds published fees for 5 of them.
The count includes institutions based elsewhere that have a branch here.
Largest gap from Arkansas
Siloam Springs counts institutions with a branch here, wherever headquartered. Arkansas counts institutions headquartered in the state.
Siloam Springs
5 institutions with a branch here
$25
Arkansas
34 institutions headquartered in Arkansas
$20
U.S.
2,630 institutions in the index
$25
Chosen as the fee whose Siloam Springs median sits furthest from Arkansas's in percentage terms, among fees at least 5 local institutions publish.
Pick a fee to compare Siloam Springs with Arkansas and the U.S. Each amount below links to the fee schedule it was read from, and an empty cell says why.
Published amounts here run from $17 to $35.
Median published overdraft fee
Siloam Springs
5 institutions with a branch here
$30
Arkansas
42 institutions headquartered in Arkansas
$30
U.S.
2,605 institutions in the index
$30
Siloam Springs covers every institution with a branch here, wherever it is headquartered. Arkansas covers institutions headquartered in the state. U.S. covers every institution in the Bank Fee Index.
7 institutions, 5 with a published overdraft fee.
Bank · based in Fayetteville, AR · 3 branches here
Account not yet known
“count after we post all credits and debits for the day ("Ledger Balance") is less than the amount we need to pay your transaction. For all consumer accounts, we will assess a maxim”
Bank · based in Conway, AR · 2 branches here
Account not yet known
“Overdraft Fee* $35.00 per paid item”
Bank · based in Rogers, AR · 1 branch here
Account not yet known
“An overdraft fee of $30.00 will be charged per item for covering overdrafts created by check or draft, in-person withdrawal, ATM withdrawal, or other electronic means.”
Bank · based in Grove, OK · 1 branch here
Account not yet known
“Overdraft Items Paid/ $30 per item”
Bank · based in Little Rock, AR · 1 branch here
Account not yet known
“An overdraft fee of $35 per item will apply, whether the overdraft is caused by check, in-person withdrawal, or electronic means.”
Bank · based in Killeen, TX · 1 branch here
Credit union, membership rules apply · based in Manhattan Beach, CA · 1 branch here
Largest banks by local bank deposits
Share of the $781 million in bank deposits at branches here, FDIC Summary of Deposits 2026. Credit unions report no deposits by branch.
County context: Benton County
Deposits and branches cover the City of Siloam Springs. Population and income cover Benton County, the county with most of Siloam Springs's bank branches, not the city alone. This is background. None of it sets or explains a fee.
Bank deposits
Change at branches here, 2021 to 2026
Bank branches
Change in branch count, 2016 to 2026
Population
Change between the 2022 and 2024 Census estimates
Median household income
Census estimate, 2024
Deposits and branches: FDIC Summary of Deposits, 2026 and earlier years. Population and income: Census American Community Survey 5-year estimates for Benton County.
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