11 banks and credit unions have branches in Mountain Home. The Bank Fee Index holds published fees for 7 of them.
The count includes institutions based elsewhere that have a branch here.
Largest gap from Arkansas
Mountain Home counts institutions with a branch here, wherever headquartered. Arkansas counts institutions headquartered in the state.
Mountain Home
5 institutions with a branch here
$2.50
Arkansas
19 institutions headquartered in Arkansas
$1
U.S.
1,651 institutions in the index
$1.50
Chosen as the fee whose Mountain Home median sits furthest from Arkansas's in percentage terms, among fees at least 5 local institutions publish.
Pick a fee to compare Mountain Home with Arkansas and the U.S. Each amount below links to the fee schedule it was read from, and an empty cell says why.
Published amounts here run from $17 to $36.
Median published overdraft fee
Mountain Home
6 institutions with a branch here
$35
Arkansas
42 institutions headquartered in Arkansas
$30
U.S.
2,605 institutions in the index
$30
Mountain Home covers every institution with a branch here, wherever it is headquartered. Arkansas covers institutions headquartered in the state. U.S. covers every institution in the Bank Fee Index.
11 institutions, 6 with a published overdraft fee.
Bank · based in Searcy, AR · 4 branches here
Bank · based in Fayetteville, AR · 3 branches here
Account not yet known
“count after we post all credits and debits for the day ("Ledger Balance") is less than the amount we need to pay your transaction. For all consumer accounts, we will assess a maxim”
Bank · based in Stuttgart, AR · 2 branches here
Account not yet known
“The Overdraft Fee is $31 per item”
Bank · based in Green Forest, AR · 2 branches here
Bank · based in Little Rock, AR · 2 branches here
Account not yet known
“An overdraft fee of $35 per item will apply, whether the overdraft is caused by check, in-person withdrawal, or electronic means.”
Bank · based in Ash Flat, AR · 2 branches here
Bank · based in Batesville, AR · 1 branch here
Account not yet known
“$35 according to our overdraft fee policy”
Bank · based in Conway, AR · 1 branch here
Account not yet known
“Overdraft Fee* $35.00 per paid item”
Bank · based in Cincinnati, OH · 1 branch here
Account not yet known
“• U.S. Bank will charge an Overdraft Paid Fee of $36.00 for each overdraft item we pay on your behalf. Whether we”
Bank · based in Gainesville, MO · 1 branch here
Largest banks by local bank deposits
Share of the $1.5 billion in bank deposits at branches here, FDIC Summary of Deposits 2026. Credit unions report no deposits by branch.
County context: Baxter County
Deposits and branches cover the City of Mountain Home. Population and income cover Baxter County, the county with most of Mountain Home's bank branches, not the city alone. This is background. None of it sets or explains a fee.
Bank deposits
Change at branches here, 2021 to 2026
Bank branches
Change in branch count, 2016 to 2026
Population
Change between the 2022 and 2024 Census estimates
Median household income
Census estimate, 2024
Deposits and branches: FDIC Summary of Deposits, 2026 and earlier years. Population and income: Census American Community Survey 5-year estimates for Baxter County.
Work at a bank or credit union here?
Hamilton, the Fee Insight workspace, sets an institution's own fees beside every institution in this market, with the source for each figure.
Choosing an account?
Open any institution above to see all of its published fees and where each one came from.
Search institutions