40 banks and credit unions have branches in the Tuscaloosa metro area. The Bank Fee Index holds published fees for 24 of them.
The count includes institutions based elsewhere that have a branch here.
Largest gap from Alabama
Tuscaloosa metro counts institutions with a branch here, wherever headquartered. Alabama counts institutions headquartered in the state.
Tuscaloosa metro
13 institutions with a branch here
$2
Alabama
30 institutions headquartered in Alabama
$1
U.S.
1,649 institutions in the index
$1.50
Chosen as the fee whose Tuscaloosa metro median sits furthest from Alabama's in percentage terms, among fees at least 5 local institutions publish.
Pick a fee to compare Tuscaloosa metro with Alabama and the U.S. Each amount below links to the fee schedule it was read from, and an empty cell says why.
Published amounts here run from $15 to $36.
Median published overdraft fee
Tuscaloosa metro
20 institutions with a branch here
$34.50
Alabama
56 institutions headquartered in Alabama
$30
U.S.
2,605 institutions in the index
$30
Tuscaloosa metro covers every institution with a branch here, wherever it is headquartered. Alabama covers institutions headquartered in the state. U.S. covers every institution in the Bank Fee Index.
40 institutions, 20 with a published overdraft fee.
Credit union, membership rules apply · based in Tuscaloosa, AL · 12 branches here
Credit union, membership rules apply · based in Tuscaloosa, AL · 12 branches here
Bank · based in Reform, AL · 8 branches here
Bank · based in Birmingham, AL · 7 branches here
Account not yet known
“Paid Overdraft Item/Returned Item Fee3 … $36.00”
Bank · based in Columbus, MS · 5 branches here
Account not yet known
“Overdraft Fee.......................................................................................................................................................................”
Bank · based in Tuscaloosa, AL · 4 branches here
Bank · based in Pigeon Forge, TN · 3 branches here
Bank · based in Nashville, TN · 3 branches here
Account not yet known
“Paid Item Fee | $30.00 per item”
Bank · based in Sioux Falls, SD · 3 branches here
Account not yet known
“Our overdraft fee for Consumer checking accounts is $35 per item (whether the overdraft is by check, ATM withdrawal, debit card transaction, or other electronic means), and we char”
Bank · based in Wilmington, DE · 3 branches here
Account not yet known
“Overdraft Item Fee … $36.00 per item”
Largest banks by local bank deposits
Share of the $5.5 billion in bank deposits at branches here, FDIC Summary of Deposits 2026. Credit unions report no deposits by branch.
Metro context: the Tuscaloosa metro's counties
Deposits and branches cover the Tuscaloosa metro. Population and income cover the metro's counties. This is background. None of it sets or explains a fee.
Bank deposits
Change at branches here, 2021 to 2026
Bank branches
Change in branch count, 2016 to 2026
Population
Change between the 2022 and 2024 Census estimates
Deposits and branches: FDIC Summary of Deposits, 2026 and earlier years. Population and income: Census American Community Survey 5-year estimates for the metro's counties.
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