28 banks and credit unions have branches in the Auburn-Opelika metro area. The Bank Fee Index holds published fees for 22 of them.
The count includes institutions based elsewhere that have a branch here.
Largest gap from Alabama
Auburn-Opelika metro counts institutions with a branch here, wherever headquartered. Alabama counts institutions headquartered in the state.
Auburn-Opelika metro
12 institutions with a branch here
$2
Alabama
30 institutions headquartered in Alabama
$1
U.S.
1,650 institutions in the index
$1.50
Chosen as the fee whose Auburn-Opelika metro median sits furthest from Alabama's in percentage terms, among fees at least 5 local institutions publish.
Pick a fee to compare Auburn-Opelika metro with Alabama and the U.S. Each amount below links to the fee schedule it was read from, and an empty cell says why.
Published amounts here run from $15 to $36.
Median published overdraft fee
Auburn-Opelika metro
15 institutions with a branch here
$35
Alabama
56 institutions headquartered in Alabama
$30
U.S.
2,601 institutions in the index
$30
Auburn-Opelika metro covers every institution with a branch here, wherever it is headquartered. Alabama covers institutions headquartered in the state. U.S. covers every institution in the Bank Fee Index.
28 institutions, 15 with a published overdraft fee.
Bank · based in Auburn, AL · 6 branches here
Bank · based in Wilmington, DE · 5 branches here
Account not yet known
“Overdraft Item Fee … $36.00 per item”
Bank · based in Winter Haven, FL · 3 branches here
Account not yet known
“| Overdraft Paid Item Fee (Checks paid in numerical order on day received. An overdraft item may be created by check/draft, in-person withdrawal, ACH item or other electronic means”
Bank · based in Prattville, AL · 3 branches here
Bank · based in Sioux Falls, SD · 3 branches here
Account not yet known
“Our overdraft fee for Consumer checking accounts is $35 per item (whether the overdraft is by check, ATM withdrawal, debit card transaction, or other electronic means), and we char”
Credit union, membership rules apply · based in Tuskegee, AL · 3 branches here
Bank · based in Nashville, TN · 2 branches here
Account not yet known
“Overdraft Item Fee* - $35”
Bank · based in Birmingham, AL · 2 branches here
Account not yet known
“Paid Overdraft Item/Returned Item Fee3 … $36.00”
Bank · based in Columbus, OH · 2 branches here
Account not yet known
“Overdraft Fee | $15.00 Per overdraft item. No overdraft fees unless final account”
Bank · based in Charlotte, NC · 2 branches here
Account not yet known
“• Truist will charge you an Overdraft Fee, if applicable, of $36 each time we pay an overdraft on your behalf.”
Largest banks by local bank deposits
Share of the $4.6 billion in bank deposits at branches here, FDIC Summary of Deposits 2026. Credit unions report no deposits by branch.
Metro context: the Auburn-Opelika metro's counties
Deposits and branches cover the Auburn-Opelika metro. Population and income cover the metro's counties. This is background. None of it sets or explains a fee.
Bank deposits
Change at branches here, 2021 to 2026
Bank branches
Change in branch count, 2016 to 2026
Population
Change between the 2022 and 2024 Census estimates
Deposits and branches: FDIC Summary of Deposits, 2026 and earlier years. Population and income: Census American Community Survey 5-year estimates for the metro's counties.
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