9 banks and credit unions have branches in Scottsboro. The Bank Fee Index holds published fees for 7 of them.
The count includes institutions based elsewhere that have a branch here.
Largest gap from Alabama
Scottsboro counts institutions with a branch here, wherever headquartered. Alabama counts institutions headquartered in the state.
Scottsboro
5 institutions with a branch here
$5
Alabama
56 institutions headquartered in Alabama
$10
U.S.
2,744 institutions in the index
$10
Chosen as the fee whose Scottsboro median sits furthest from Alabama's in percentage terms, among fees at least 5 local institutions publish.
Pick a fee to compare Scottsboro with Alabama and the U.S. Each amount below links to the fee schedule it was read from, and an empty cell says why.
Published amounts here run from $15 to $36.
Median published overdraft fee
Scottsboro
7 institutions with a branch here
$30
Alabama
56 institutions headquartered in Alabama
$30
U.S.
2,605 institutions in the index
$30
Scottsboro covers every institution with a branch here, wherever it is headquartered. Alabama covers institutions headquartered in the state. U.S. covers every institution in the Bank Fee Index.
9 institutions, 7 with a published overdraft fee.
Bank · based in Stevenson, AL · 3 branches here
Bank · based in Columbus, OH · 2 branches here
Account not yet known
“Overdraft Fee | $15.00 Per overdraft item. No overdraft fees unless final account”
Bank · based in Stevenson, AL · 2 branches here
Account not yet known
“Privilege OD Fees $32.00”
Credit union, membership rules apply · based in Huntsville, AL · 2 branches here
Account not yet known
“Overdraft Fee2 (item paid) $25 per presentment”
Bank · based in Birmingham, AL · 1 branch here
Account not yet known
“Paid Overdraft Item/Returned Item Fee3 … $36.00”
Bank · based in Boaz, AL · 1 branch here
Bank · based in Guntersville, AL · 1 branch here
Account not yet known
“Overdraft Fee or Non-Sufficient Funds (NSF) Fee* $30.00 Per item paid”
Bank · based in Wilmington, DE · 1 branch here
Account not yet known
“Overdraft Item Fee … $36.00 per item”
Credit union, membership rules apply · based in Rainbow City, AL · 1 branch here
Account not yet known
“Overdraft Privilege Fee | $30.00”
Largest banks by local bank deposits
Share of the $744 million in bank deposits at branches here, FDIC Summary of Deposits 2026. Credit unions report no deposits by branch.
County context: Jackson County
Deposits and branches cover the City of Scottsboro. Population and income cover Jackson County, the county with most of Scottsboro's bank branches, not the city alone. This is background. None of it sets or explains a fee.
Bank deposits
Change at branches here, 2021 to 2026
Bank branches
Change in branch count, 2016 to 2026
Population
Change between the 2022 and 2024 Census estimates
Median household income
Census estimate, 2024
Deposits and branches: FDIC Summary of Deposits, 2026 and earlier years. Population and income: Census American Community Survey 5-year estimates for Jackson County.
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