47 banks and credit unions have branches in the Mobile metro area. The Bank Fee Index holds published fees for 33 of them.
The count includes institutions based elsewhere that have a branch here.
Largest gap from Alabama
Mobile metro counts institutions with a branch here, wherever headquartered. Alabama counts institutions headquartered in the state.
Mobile metro
20 institutions with a branch here
$5
Alabama
56 institutions headquartered in Alabama
$10
U.S.
2,744 institutions in the index
$10
Chosen as the fee whose Mobile metro median sits furthest from Alabama's in percentage terms, among fees at least 5 local institutions publish.
Pick a fee to compare Mobile metro with Alabama and the U.S. Each amount below links to the fee schedule it was read from, and an empty cell says why.
Published amounts here run from $15 to $36.
Median published overdraft fee
Mobile metro
27 institutions with a branch here
$32
Alabama
56 institutions headquartered in Alabama
$30
U.S.
2,605 institutions in the index
$30
Mobile metro covers every institution with a branch here, wherever it is headquartered. Alabama covers institutions headquartered in the state. U.S. covers every institution in the Bank Fee Index.
47 institutions, 27 with a published overdraft fee.
Bank · based in Birmingham, AL · 24 branches here
Account not yet known
“Paid Overdraft Item/Returned Item Fee3 … $36.00”
Bank · based in Wilmington, DE · 14 branches here
Account not yet known
“Overdraft Item Fee … $36.00 per item”
Bank · based in Gulfport, MS · 7 branches here
Account not yet known
“We may charge you a fee of $36.00 each time we pay an overdraft.”
Bank · based in Tupelo, MS · 7 branches here
Credit union, membership rules apply · based in Mobile, AL · 7 branches here
Account not yet known
“Courtesy Pay Fee $30.00”
Bank · based in Sioux Falls, SD · 6 branches here
Account not yet known
“Our overdraft fee for Consumer checking accounts is $35 per item (whether the overdraft is by check, ATM withdrawal, debit card transaction, or other electronic means), and we char”
Bank · based in Jackson, MS · 6 branches here
Account not yet known
“• Personal | $36.00”
Bank · based in Lucedale, MS · 5 branches here
Account not yet known
“A $35 automatic Overdraft fee may be assessed for each item that draws your account negative.”
Credit union, membership rules apply · based in Daleville, AL · 5 branches here
Account not yet known
“Non-Sufficient Funds/Overdraft / $28.00”
Bank · based in The Woodlands, TX · 4 branches here
Account not yet known
“One (1) $32 overdraft (OD) item fee is charged for each item that is paid.”
Largest banks by local bank deposits
Share of the $10.6 billion in bank deposits at branches here, FDIC Summary of Deposits 2026. Credit unions report no deposits by branch.
Metro context: the Mobile metro's counties
Deposits and branches cover the Mobile metro. Population and income cover the metro's counties. This is background. None of it sets or explains a fee.
Bank deposits
Change at branches here, 2021 to 2026
Bank branches
Change in branch count, 2016 to 2026
Population
Change between the 2022 and 2024 Census estimates
Median household income
Census estimate, 2024
Deposits and branches: FDIC Summary of Deposits, 2026 and earlier years. Population and income: Census American Community Survey 5-year estimates for the metro's counties.
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