6 banks and credit unions have branches in Jackson. The Bank Fee Index holds published fees for 5 of them.
The count includes institutions based elsewhere that have a branch here.
Compared with Alabama
Where a fee has enough institutions for a local median, the Jackson median is within 10% of the Alabama median on all 1 fee.
Jackson counts institutions with a branch here, wherever headquartered. Alabama counts institutions headquartered in the state.
Pick a fee to compare Jackson with Alabama and the U.S. Each amount below links to the fee schedule it was read from, and an empty cell says why.
Published amounts here run from $15 to $36.
Median published overdraft fee
Jackson
5 institutions with a branch here
$30
Alabama
56 institutions headquartered in Alabama
$30
U.S.
2,605 institutions in the index
$30
Jackson covers every institution with a branch here, wherever it is headquartered. Alabama covers institutions headquartered in the state. U.S. covers every institution in the Bank Fee Index.
6 institutions, 5 with a published overdraft fee.
Bank · based in Columbus, OH · 1 branch here
Account not yet known
“Overdraft Fee | $15.00 Per overdraft item. No overdraft fees unless final account”
Bank · based in Birmingham, AL · 1 branch here
Account not yet known
“INSUFFICIENT FUNDS (NSF/OVERDRAFT FEE) $35.00”
Bank · based in Pigeon Forge, TN · 1 branch here
Bank · based in Birmingham, AL · 1 branch here
Account not yet known
“Paid Overdraft Item/Returned Item Fee3 … $36.00”
Credit union, membership rules apply · based in Decatur, AL · 1 branch here
Account not yet known
“NSF/Overdraft (ACH, Checks, Bill Pay, etc.) … $27.00 per item *”
Credit union, membership rules apply · based in Mobile, AL · 1 branch here
Account not yet known
“Courtesy Pay Fee $30.00”
Largest banks by local bank deposits
Share of the $317 million in bank deposits at branches here, FDIC Summary of Deposits 2026. Credit unions report no deposits by branch.
County context: Clarke County
Deposits and branches cover the City of Jackson. Population and income cover Clarke County, the county with most of Jackson's bank branches, not the city alone. This is background. None of it sets or explains a fee.
Bank deposits
Change at branches here, 2021 to 2026
Bank branches
Change in branch count, 2016 to 2026
Population
Change between the 2022 and 2024 Census estimates
Median household income
Census estimate, 2024
Deposits and branches: FDIC Summary of Deposits, 2026 and earlier years. Population and income: Census American Community Survey 5-year estimates for Clarke County.
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