48 banks and credit unions have branches in the Daphne-Fairhope-Foley metro area. The Bank Fee Index holds published fees for 38 of them.
The count includes institutions based elsewhere that have a branch here.
Largest gap from Alabama
Daphne-Fairhope-Foley metro counts institutions with a branch here, wherever headquartered. Alabama counts institutions headquartered in the state.
Daphne-Fairhope-Foley metro
19 institutions with a branch here
$1.50
Alabama
30 institutions headquartered in Alabama
$1
U.S.
1,651 institutions in the index
$1.50
Chosen as the fee whose Daphne-Fairhope-Foley metro median sits furthest from Alabama's in percentage terms, among fees at least 5 local institutions publish.
Pick a fee to compare Daphne-Fairhope-Foley metro with Alabama and the U.S. Each amount below links to the fee schedule it was read from, and an empty cell says why.
Published amounts here run from $15 to $36.
Median published overdraft fee
Daphne-Fairhope-Foley metro
28 institutions with a branch here
$35
Alabama
56 institutions headquartered in Alabama
$30
U.S.
2,605 institutions in the index
$30
Daphne-Fairhope-Foley metro covers every institution with a branch here, wherever it is headquartered. Alabama covers institutions headquartered in the state. U.S. covers every institution in the Bank Fee Index.
48 institutions, 28 with a published overdraft fee.
Bank · based in Birmingham, AL · 9 branches here
Account not yet known
“Paid Overdraft Item/Returned Item Fee3 … $36.00”
Bank · based in Atmore, AL · 9 branches here
Account not yet known
“You will be charged our normal overdraft or return item fee currently $34.00 for each item that is presented up to $170.00 per day”
Bank · based in Wilmington, DE · 8 branches here
Account not yet known
“Overdraft Item Fee … $36.00 per item”
Bank · based in Tupelo, MS · 7 branches here
Credit union, membership rules apply · based in Tuscaloosa, AL · 6 branches here
Bank · based in Sioux Falls, SD · 5 branches here
Account not yet known
“Our overdraft fee for Consumer checking accounts is $35 per item (whether the overdraft is by check, ATM withdrawal, debit card transaction, or other electronic means), and we char”
Bank · based in Conway, AR · 5 branches here
Account not yet known
“Overdraft Fee* $35.00 per paid item”
Bank · based in Jackson, MS · 4 branches here
Account not yet known
“• Personal | $36.00”
Bank · based in Tuscaloosa, AL · 3 branches here
Bank · based in Gulfport, MS · 3 branches here
Account not yet known
“We may charge you a fee of $36.00 each time we pay an overdraft.”
Largest banks by local bank deposits
Share of the $6.7 billion in bank deposits at branches here, FDIC Summary of Deposits 2026. Credit unions report no deposits by branch.
Metro context: the Daphne-Fairhope-Foley metro's counties
Deposits and branches cover the Daphne-Fairhope-Foley metro. Population and income cover the metro's counties. This is background. None of it sets or explains a fee.
Bank deposits
Change at branches here, 2021 to 2026
Bank branches
Change in branch count, 2016 to 2026
Population
Change between the 2022 and 2024 Census estimates
Median household income
Census estimate, 2024
Deposits and branches: FDIC Summary of Deposits, 2026 and earlier years. Population and income: Census American Community Survey 5-year estimates for the metro's counties.
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