21 banks and credit unions have branches in Daphne. The Bank Fee Index holds published fees for 19 of them.
The count includes institutions based elsewhere that have a branch here.
Largest gap from Alabama
Daphne counts institutions with a branch here, wherever headquartered. Alabama counts institutions headquartered in the state.
Daphne
13 institutions with a branch here
$5
Alabama
56 institutions headquartered in Alabama
$10
U.S.
2,744 institutions in the index
$10
Chosen as the fee whose Daphne median sits furthest from Alabama's in percentage terms, among fees at least 5 local institutions publish.
Pick a fee to compare Daphne with Alabama and the U.S. Each amount below links to the fee schedule it was read from, and an empty cell says why.
Published amounts here run from $27 to $36.
Median published overdraft fee
Daphne
15 institutions with a branch here
$35
Alabama
56 institutions headquartered in Alabama
$30
U.S.
2,605 institutions in the index
$30
Daphne covers every institution with a branch here, wherever it is headquartered. Alabama covers institutions headquartered in the state. U.S. covers every institution in the Bank Fee Index.
21 institutions, 15 with a published overdraft fee.
Bank · based in Birmingham, AL · 2 branches here
Account not yet known
“Paid Overdraft Item/Returned Item Fee3 … $36.00”
Bank · based in Tuscaloosa, AL · 1 branch here
Bank · based in Sioux Falls, SD · 1 branch here
Account not yet known
“Our overdraft fee for Consumer checking accounts is $35 per item (whether the overdraft is by check, ATM withdrawal, debit card transaction, or other electronic means), and we char”
Bank · based in Wilmington, DE · 1 branch here
Account not yet known
“Overdraft Item Fee … $36.00 per item”
Bank · based in Gulfport, MS · 1 branch here
Account not yet known
“We may charge you a fee of $36.00 each time we pay an overdraft.”
Bank · based in Tupelo, MS · 1 branch here
Bank · based in Prattville, AL · 1 branch here
Bank · based in Greenville, SC · 1 branch here
Account not yet known
“Overdraft (per item)1: $36.00”
Bank · based in Flowood, MS · 1 branch here
Account not yet known
“Paid Item Fee** (Overdraft fee charged each time an item is presented and paid against insufficient funds) / $35”
Bank · based in Jackson, MS · 1 branch here
Account not yet known
“• Personal | $36.00”
Largest banks by local bank deposits
Share of the $1.2 billion in bank deposits at branches here, FDIC Summary of Deposits 2026. Credit unions report no deposits by branch.
County context: Baldwin County
Deposits and branches cover the City of Daphne. Population and income cover Baldwin County, the county with most of Daphne's bank branches, not the city alone. This is background. None of it sets or explains a fee.
Bank deposits
Change at branches here, 2021 to 2026
Bank branches
Change in branch count, 2016 to 2026
Population
Change between the 2022 and 2024 Census estimates
Median household income
Census estimate, 2024
Deposits and branches: FDIC Summary of Deposits, 2026 and earlier years. Population and income: Census American Community Survey 5-year estimates for Baldwin County.
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