10 banks and credit unions have branches in the Fairbanks-College metro area. The Bank Fee Index holds published fees for 7 of them.
The count includes institutions based elsewhere that have a branch here.
Largest gap from Alaska
Fairbanks-College metro counts institutions with a branch here, wherever headquartered. Alaska counts institutions headquartered in the state.
Fairbanks-College metro
6 institutions with a branch here
$30
Alaska
8 institutions headquartered in Alaska
$20
U.S.
3,350 institutions in the index
$27.50
Chosen as the fee whose Fairbanks-College metro median sits furthest from Alaska's in percentage terms, among fees at least 5 local institutions publish.
Pick a fee to compare Fairbanks-College metro with Alaska and the U.S. Each amount below links to the fee schedule it was read from, and an empty cell says why.
Published amounts here run from $20 to $35.
Median published overdraft fee
Fairbanks-College metro
5 institutions with a branch here
$30
Alaska
4 institutions headquartered in Alaska
No median
U.S.
2,605 institutions in the index
$30
Fairbanks-College metro covers every institution with a branch here, wherever it is headquartered. Alaska covers institutions headquartered in the state. U.S. covers every institution in the Bank Fee Index.
10 institutions, 5 with a published overdraft fee.
Bank · based in Fairbanks, AK · 4 branches here
Bank · based in Fairbanks, AK · 4 branches here
Credit union, membership rules apply · based in Fairbanks, AK · 4 branches here
Account not yet known
“$30 Courtesy Pay fee per overdraft transaction.”
Bank · based in Sioux Falls, SD · 3 branches here
Account not yet known
“Our overdraft fee for Consumer checking accounts is $35 per item (whether the overdraft is by check, ATM withdrawal, debit card transaction, or other electronic means), and we char”
Credit union, membership rules apply · based in Anchorage, AK · 3 branches here
Credit union, membership rules apply · based in Anchorage, AK · 3 branches here
Bank · based in Anchorage, AK · 2 branches here
Bank · based in Anchorage, AK · 2 branches here
Account not yet known
“Non-sufficient funds/Overdraft Items | $33.00 per item”
Bank · based in Cleveland, OH · 2 branches here
Account not yet known
“$20.00 Overdraft Item (OD) Charge will apply to each item we pay when your end-of-day overdraft balance”
Credit union, membership rules apply · based in Huntington Beach, CA · 1 branch here
Account not yet known
“Overdraft Fees: $30 per item5”
Largest banks by local bank deposits
Share of the $2.1 billion in bank deposits at branches here, FDIC Summary of Deposits 2026. Credit unions report no deposits by branch.
Metro context: the Fairbanks-College metro's counties
Deposits and branches cover the Fairbanks-College metro. Population and income cover the metro's counties. This is background. None of it sets or explains a fee.
Bank deposits
Change at branches here, 2021 to 2026
Bank branches
Change in branch count, 2016 to 2026
Population
Change between the 2022 and 2024 Census estimates
Median household income
Census estimate, 2024
Deposits and branches: FDIC Summary of Deposits, 2026 and earlier years. Population and income: Census American Community Survey 5-year estimates for the metro's counties.
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