Fee check

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4,043 banks and credit unions, each fee beside the state and U.S. medians.

Credit Union · Richmond, IN

Natco Federal Credit Union

Compared with Indiana medians

1 of 4

main fees above the median

Minimum balance: $4.50 above the IN median3 below

See the account terms All 15 fees

Its main fees against Indiana and the U.S.

Overdraft (OD)$25IN median $30 (audience not stated, treated as personal)62 in INU.S. median $30 (audience not stated, treated as personal)2,600 in U.S.vs IN median -$5
IN

Compare local options in Richmond, IN

2 banks and credit unions with a branch in Richmond, IN list a lower overdraft fee than Natco Federal Credit Union's lowest price.

Overdraft (OD)

2 of 9 are lower

Natco Federal Credit Union's lowest: $25

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Get an email when a fee at Natco Federal Credit Union changes in our data

Indiana banks and credit unions, 62 institutions: median $30 (audience not stated, treated as personal), middle 50% $28.25 to $33.

U.S. banks and credit unions, 2,600 institutions: median $30 (audience not stated, treated as personal), middle 50% $25 to $33.

NSF / Returned Item$25$3065 in IN$302,859 in U.S.-$5

U.S.

Indiana banks and credit unions, 65 institutions: median $30 (audience not stated, treated as personal), middle 50% $25 to $32.

U.S. banks and credit unions, 2,859 institutions: median $30 (audience not stated, treated as personal), middle 50% $25 to $32.

See the account terms Ways to avoid this fee

Wire Transfer (Domestic Out)$20$2563 in IN$252,630 in U.S.-$5

U.S.

Indiana banks and credit unions, 63 institutions: median $25 (audience not stated, treated as personal), middle 50% $20 to $25.

U.S. banks and credit unions, 2,630 institutions: median $25 (audience not stated, treated as personal), middle 50% $20 to $25.

See the account terms Ways to avoid this fee

Minimum Balance$10$5.5014 in IN$6.50540 in U.S.+$4.50

U.S.

Indiana banks and credit unions, 14 institutions: median $5.50, middle 50% $5 to $10.

U.S. banks and credit unions, 540 institutions: median $6.50 (audience not stated, treated as personal), middle 50% $5 to $10.

See the account terms Ways to avoid this fee

Audience not stated on the bank’s schedule; treated as personal. Fees may differ for business or commercial accounts. How audience is decided

Source: Natco Federal Credit Union's own published fee schedule, collected Nov 5, 2026. State medians count every bank and credit union headquartered in Indiana that publishes the fee, the group the Indiana page and this institution's profile use. U.S. medians count every U.S. bank and credit union that publishes it. A median needs at least 5 institutions. Medians as of Nov 6, 2026. Methodology

Published fee schedules of banks and credit unions with a branch in Richmond, IN (FDIC Summary of Deposits and NCUA branch records), the same list as the Richmond fee page. Indiana fees