Check a Bank's Fees Against the Market

Credit Union · Raleigh, NC

Civic Federal Credit Union

Compared with North Carolina medians

0 of 5

main fees above the median

4 below, 1 about the same

See the account terms All 28 fees

Its main fees against North Carolina and the U.S.

Monthly MaintenanceEssential Checking $1 · NextGen Teen Checking $1 · Signature+ Checking $6$1 to $6depending on accountNC median $5 (audience not stated, treated as personal)23 in NCU.S. median $7 (audience not stated, treated as personal)1,900 in U.S.vs NC median -$4Compared at $1, the middle of its two prices

Compare local options in Raleigh, NC

3 banks and credit unions with a branch in Raleigh, NC list a lower monthly maintenance or overdraft fee than Civic Federal Credit Union's lowest price.

Monthly Maintenancechecking

0 of 11 are lower

Civic Federal Credit Union's lowest: $1, Essential Checking

Every monthly maintenance fee in Raleigh

Overdraft (OD)

3 of 32 are lower

Fee change alerts

Get an email when a fee at Civic Federal Credit Union changes in our data

U.S.

North Carolina banks and credit unions, 23 institutions: median $5 (audience not stated, treated as personal), middle 50% $2.50 to $9.48.

U.S. banks and credit unions, 1,900 institutions: median $7 (audience not stated, treated as personal), middle 50% $5 to $10.

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Overdraft (OD)$19$2922 in NC$302,600 in U.S.-$10

U.S.

North Carolina banks and credit unions, 22 institutions: median $29 (audience not stated, treated as personal), middle 50% $25 to $35.

U.S. banks and credit unions, 2,600 institutions: median $30 (audience not stated, treated as personal), middle 50% $25 to $33.

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NSF / Returned Item$25$2535 in NC$302,859 in U.S.About the same

U.S.

North Carolina banks and credit unions, 35 institutions: median $25 (audience not stated, treated as personal), middle 50% $20 to $31.

U.S. banks and credit unions, 2,859 institutions: median $30 (audience not stated, treated as personal), middle 50% $25 to $32.

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Wire Transfer (Domestic Out)$15$2031 in NC$252,630 in U.S.-$5

U.S.

North Carolina banks and credit unions, 31 institutions: median $20 (audience not stated, treated as personal), middle 50% $15 to $25.

U.S. banks and credit unions, 2,630 institutions: median $25 (audience not stated, treated as personal), middle 50% $20 to $25.

See the account terms Ways to avoid this fee

Stop Payment$25$2934 in NC$27.503,349 in U.S.-$4

U.S.

North Carolina banks and credit unions, 34 institutions: median $29 (audience not stated, treated as personal), middle 50% $25 to $31.50.

U.S. banks and credit unions, 3,349 institutions: median $27.50 (audience not stated, treated as personal), middle 50% $20 to $30.

See the account terms Ways to avoid this fee

Source: Civic Federal Credit Union's own published fee schedule, collected Nov 2, 2026. State medians count every bank and credit union headquartered in North Carolina that publishes the fee, the group the North Carolina page and this institution's profile use. U.S. medians count every U.S. bank and credit union that publishes it. A median needs at least 5 institutions. Medians as of Nov 4, 2026. Methodology

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Civic Federal Credit Union

Its main fees against North Carolina and the U.S.

Compare local options in Raleigh, NC

Monthly Maintenancechecking

Overdraft (OD)

Get an email when a fee at Civic Federal Credit Union changes in our data