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4,046 banks and credit unions, each fee beside the state and U.S. medians.

Bank · Winchester, KY

Peoples Exchange Bank

Only 4 of its fees are published so far; the comparison covers those.

Compared with Kentucky medians

2 of 3

main fees above the median

Overdraft: $4 above the KY median1 below

See the account terms All 4 fees Send a fee schedule

Its main fees against Kentucky and the U.S.

Monthly Maintenance$3 to $9.95depending on accountKY median $7.25 (audience not stated, treated as personal)34 in KYU.S. median $7 (audience not stated, treated as personal)1,899 in U.S.vs KY median -$0.78Compared at $6.48, the middle of its two prices

Compare local options in Winchester, KY

5 banks and credit unions with a branch in Winchester, KY list a lower monthly maintenance or overdraft fee than Peoples Exchange Bank's lowest price.

Monthly Maintenancechecking

3 of 3 are lower

Peoples Exchange Bank's lowest: $9.95, StartFresh Basic Checking

Traditional Bank, Inc.EVERYDAY CHECKING$5$4.95 less

Fee change alerts

Get an email when Peoples Exchange Bank publishes more fees

Once when its schedule is verified, then when a verified fee changes.

Kentucky banks and credit unions, 34 institutions: median $7.25 (audience not stated, treated as personal), middle 50% $5.25 to $9.38.

U.S. banks and credit unions, 1,899 institutions: median $7 (audience not stated, treated as personal), middle 50% $5 to $10.

Overdraft (OD)$34$3053 in KY$302,604 in U.S.+$4

U.S.

Kentucky banks and credit unions, 53 institutions: median $30 (audience not stated, treated as personal), middle 50% $29 to $33.

U.S. banks and credit unions, 2,604 institutions: median $30 (audience not stated, treated as personal), middle 50% $25 to $33.

See the account terms Ways to avoid this fee

NSF / Returned Item$34$3057 in KY$302,859 in U.S.+$4

U.S.

Kentucky banks and credit unions, 57 institutions: median $30 (audience not stated, treated as personal), middle 50% $29 to $32.

U.S. banks and credit unions, 2,859 institutions: median $30 (audience not stated, treated as personal), middle 50% $25 to $32.

See the account terms Ways to avoid this fee

Audience not stated on the bank’s schedule; treated as personal. Fees may differ for business or commercial accounts. How audience is decided

Source: Peoples Exchange Bank's own published fee schedule, collected Oct 18, 2026. State medians count every bank and credit union headquartered in Kentucky that publishes the fee, the group the Kentucky page and this institution's profile use. U.S. medians count every U.S. bank and credit union that publishes it. A median needs at least 5 institutions. Medians as of Nov 8, 2026. Methodology

Community Trust Bank, Inc.

Published fee schedules of banks and credit unions with a branch in Winchester, KY (FDIC Summary of Deposits and NCUA branch records), the same list as the Winchester fee page. Kentucky fees