San Francisco Fed · District 12

Bank fees in Alaska

Name: Alaska Bank and Credit Union Fees Compared
Creator: Fee Insight

institutions with published feesof 13 headquartered in Alaska: 9
medians fall within the national middle 50%: 7 of 7

Data refreshed Nov 4, 2026

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Local fee benchmarks

Anchorage's stop payment median is $26; Alaska's is $20.

Stop Payment median by market, institutions with a branch thereAlaska $20, 8 institutions

Alaska's 8 largest markets by institutions with a branch there; marker size follows that count. Every Alaska city on the map

NSF / Returned Item Monthly Maintenance Stop Payment Wire Transfer (Domestic Out)

Anchorage
8 institutions
$26
Alaska
8 institutions
$20
San Francisco Fed district
392 institutions
$25
U.S.
3,349 institutions
$27.50

Who each median counts

Anchorage: With a branch in Anchorage, wherever headquartered
Alaska: Headquartered in Alaska
San Francisco Fed district: Headquartered in the San Francisco Fed district
U.S.: Every institution in the index

Anchorage

Fee data available for 9 of 11 institutions

Compare Anchorage fees

Sources: Branches from the FDIC Summary of Deposits (banks) and NCUA (credit unions). One value per institution: its highest overdraft fee, the middle of its schedule for other fees. A median needs at least 5 institutions.

Alaska's banks and credit unions

9 of the 13 institutions headquartered in Alaska have published fees here, and 9 of them have fees that count toward the medians on this page. Figures here count those headquartered institutions, except branches and deposits, which count every institution serving the state.

Who serves Alaska

The four largest banks hold 89% of bank deposits in Alaska. 13 banks and credit unions are headquartered here; 112 bank branches and 97 credit union branches serve the state, wherever headquartered.

Wells Fargo Bank, National Association42.9% · $7.1B across 35 branches
First National Bank Alaska22.3% · $3.7B across 27 branches
Northrim Bank17.7% · $2.9B across 21 branches
KeyBank National Association6.3% · $1.0B across 10 branches
Every other bank10.9% · $1.8B

60% of the 5 banks hold $100M to $1B in assets

FDIC asset-size groups

50% of the 8 credit unions hold $100M to $500M in assets

NCUA asset-size groups

Source: Institutions headquartered in Alaska, tracked by Fee Insight. Total assets from FDIC and NCUA data, grouped the way each regulator reports them: the FDIC asset-size groups for banks and the NCUA groups for credit unions. Bank deposits from the FDIC Summary of Deposits, 2026, for branches in Alaska; credit union branches from NCUA. Leading banks count banks with 10 or more branches in the state.

Fee income

Alaska bank service charges rose 6.2% from Q2 2025 to Q2 2026. Credit union fee income is a wider measure than bank service charges, so the two charts stay separate and are never added together.

Banks: service charges on deposit accounts

$2.8MQ2 2026

+6.2% from Q2 2025

Credit unions: all fee income

$13.0MQ2 2026

+8.0% from Q2 2025

Source: Institutions headquartered in the state. Banks: service charges on deposit accounts, FDIC call reports. Credit unions: all fee income, NCUA call reports. Credit union year-to-date income is split into quarters; a quarter shows once most institutions have filed.

Free report

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The Alaska medians against the U.S., sent to you and updated as schedules are verified.

Alaska versus the San Francisco district

Higher in Alaska: OD protection transfer +⁠$2. Lower in Alaska: stop payment −⁠$5, deposited item return −⁠$3.75, wire transfer −⁠$2.50 and 2 more. The other fee is about the same.

Stop Payment
Alaska $20 (8 inst.) · District $25 (392 inst.)
−$5
Deposited Item Return
Alaska $16.25 (6 inst.) · District $20 (228 inst.)
−$3.75
Wire Transfer (Domestic Out)
Alaska $22.50 (6 inst.) · District $25 (314 inst.)
−$2.50
Monthly Maintenance
Alaska $5 (7 inst.) · District $7 (247 inst.)
−$2
OD Protection Transfer
Alaska $5 (5 inst.) · District $3 (166 inst.)
+$2

Alaska median against the San Francisco district median, by fee
Fee	Alaska	District	Gap
Stop Payment	$208 inst.	$25392 inst.	−$5
Deposited Item Return	$16.256 inst.	$20228 inst.	−$3.75
Wire Transfer (Domestic Out)	$22.506 inst.	$25314 inst.	−$2.50
Monthly Maintenance	$57 inst.	$7247 inst.	−$2
OD Protection Transfer	$55 inst.	$3166 inst.	+$2

What the Fed sees in the district

“Economic activity in the Twelfth District was broadly steady during the mid-August through September reporting period.”

Beige Book, San Francisco district, October 2026 Hamilton sets it beside an institution's own fees

Open the San Francisco district report

Source: Both medians count institutions by headquarters; the district takes in Alaska and the rest of the Federal Reserve's San Francisco district. Medians from each institution's own published schedule, one value per institution; a median needs at least 5. A gap under 1% reads as about the same. Federal Reserve Beige Book, San Francisco district.

Alaska versus the U.S.

1 of 7 Alaska medians sit above the U.S. median. Alaska medians count institutions headquartered in Alaska; U.S. medians count every institution in the index.

NSF / Returned Item

$25

Median of 7 Alaska institutions. U.S. $30.

Alaska institutionsNational middle range

Explore 6 additional Alaska fee categories in Hamilton.

Method: Findings rank only fees with at least 10 Alaska institutions. Fees with fewer appear in the list, unranked. The national middle range runs from the 25th to the 75th percentile of U.S. institutions.

National context

Alaska unemployment was 4.3% in September 2026, against 4.2% for the U.S.

Alaska

Unemployment rate, against the U.S.

AlaskaU.S.

Sep 2021 to Sep 2026

Median household income in Alaska: $93K (2024).

United States

Bank services prices, change over 12 months

Sep 2021 to Sep 2026

+1.0% in the 12 months to Sep 2026, nationally.

Source: BLS unemployment and the BLS CPI for checking accounts and other bank services; Census ACS 2024 median household income. The CPI is national; it has no state figure.

Where does your institution sit?

Hamilton, the Fee Insight workspace, sets an institution's own fees beside institutions its size in Alaska.

See Hamilton plans Or ask for a demo

From 9 Alaska banks and credit unions' own published fee schedules, one value per institution; a median needs at least 5 institutions. Data as of Nov 4, 2026. Methodology

Fee

Alaska

District

Lower in Alaska Higher in Alaska

Gap

Stop Payment

$208 inst.

$25392 inst.

−$5

Deposited Item Return

$16.256 inst.

$20228 inst.

−$3.75

Wire Transfer (Domestic Out)

$22.506 inst.

$25314 inst.

−$2.50

Monthly Maintenance

$57 inst.

$7247 inst.

−$2

OD Protection Transfer

$55 inst.

$3166 inst.

+$2