Institution directory
Published fees available for 15 banks in North Carolina.
39 institutions in North Carolina. Institutions with fees in the index are listed first. The national median nsf / returned item fee is $30.00. See the full nsf / returned item analysis.
| Institution | Headquarters | Type | NSF / Returned Item (national median $30.00) | Published fee coverage | View institution |
|---|---|---|---|---|---|
| Bank of America, National Association | Charlotte, NC | National bank, over $250B | Not published | 8 of 15 headline fees available | View Bank of America, National Association |
| First Bank | Southern Pines, NC | Regional bank, $10B to $50B | Not published | 9 of 15 headline fees available | View First Bank |
| First-Citizens Bank & Trust Company | Raleigh, NC | Large regional bank, $50B to $250B | $0.00$30.00 below median | 6 of 15 headline fees available | View First-Citizens Bank & Trust Company |
| Hertford Savings Bank, SSB | Hertford, NC | Community bank, under $300M | $35.00$5.00 above median | 5 of 15 headline fees available | View Hertford Savings Bank, SSB |
| HomeTrust Bank | Asheville, NC | Community bank, $1B to $10B | Not published | 10 of 15 headline fees available | View HomeTrust Bank |
| Live Oak Banking Company | Wilmington, NC | Regional bank, $10B to $50B | Not published | 8 of 15 headline fees available | View Live Oak Banking Company |
| Lumbee Guaranty Bank | Pembroke, NC | Community bank, $300M to $1B | $35.00$5.00 above median | 7 of 15 headline fees available | View Lumbee Guaranty Bank |
| Mechanics & Farmers Bank | Durham, NC | Community bank, $300M to $1B | $35.00$5.00 above median | 6 of 15 headline fees available | View Mechanics & Farmers Bank |
| Nantahala Bank & Trust Company | Franklin, NC | Community bank, under $300M | $29.00$1.00 below median | 10 of 15 headline fees available | View Nantahala Bank & Trust Company |
| North State Bank | Raleigh, NC | Community bank, $1B to $10B | Not published | 1 of 15 headline fees available | View North State Bank |
| Piedmont Federal Savings Bank | Winston Salem, NC | Community bank, $1B to $10B | $20.00$10.00 below median | 10 of 15 headline fees available | View Piedmont Federal Savings Bank |
| Providence Bank | Rocky Mount, NC | Community bank, $1B to $10B | $25.00$5.00 below median | 8 of 15 headline fees available | View Providence Bank |
| Southern Bank and Trust Company | Mount Olive, NC | Community bank, $1B to $10B | $20.00$10.00 below median | 5 of 15 headline fees available | View Southern Bank and Trust Company |
| The Fidelity Bank | Fuquay Varina, NC | Community bank, $1B to $10B | Not published | 11 of 15 headline fees available | View The Fidelity Bank |
| Truist Bank | Charlotte, NC | National bank, over $250B | Not published | 9 of 15 headline fees available | View Truist Bank |
| American Bank of the Carolinas | Monroe, NC | Community bank, under $300M | Not published | Under review | View American Bank of the Carolinas |
| Bank of Oak Ridge | Oak Ridge, NC | Community bank, $300M to $1B | Not published | Under review | View Bank of Oak Ridge |
| Belmont Savings Bank, SSB | Belmont, NC | Community bank, under $300M | Not published | Under review | View Belmont Savings Bank, SSB |
| Black Mountain Savings Bank, SSB | Black Mountain, NC | Community bank, under $300M | Not published | No fees in the index yet | View Black Mountain Savings Bank, SSB |
| BlueHarbor Bank | Mooresville, NC | Community bank, $300M to $1B | Not published | No fees in the index yet | View BlueHarbor Bank |
| Cedar Hill National Bank | Charlotte, NC | Community bank, under $300M | Not published | No fees in the index yet | View Cedar Hill National Bank |
| Dogwood State Bank | Raleigh, NC | Community bank, $1B to $10B | Not published | Under review | View Dogwood State Bank |
| Farmers & Merchants Bank | Granite Quarry, NC | Community bank, $300M to $1B | Not published | Under review | View Farmers & Merchants Bank |
| First Carolina Bank | Rocky Mount, NC | Community bank, $1B to $10B | Not published | No fees in the index yet | View First Carolina Bank |
| First Federal Bank | Dunn, NC | Community bank, under $300M | Not published | No fees in the index yet | View First Federal Bank |
Coverage counts how many of the 15 headline fees are in the index for each institution. A fee that is not in the index has not been published there yet; it does not mean the institution charges $0.
Each institution is counted in the state where it is headquartered, not every state where it has branches.
15 of the 38 banks monitored in North Carolina have fees available in the index (39%).
An institution has fees in the index when at least one fee from its own current schedule has passed review and is published in the Bank Fee Index. Institutions monitored are every bank and credit union in the index, from FDIC and NCUA records.
Coverage on each result counts the 15 headline fees: monthly maintenance, overdraft, insufficient funds, out-of-network ATM, card or ATM use abroad, domestic outgoing wire, stop payment, international outgoing wire, domestic incoming wire, cashier's check, overdraft protection transfer, paper statement, below minimum balance, debit card replacement and returned deposited item. A fee missing from the index is not a $0 fee; the institution may charge it and we have not published it yet.
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