Truist Bank

Headquarters: Charlotte, North Carolina
Charter: Bank
Assets: $548.3B
Fed district: Richmond

18 published fees; none has a market median to compare yet.

Source: its fee schedule, read Oct 2, 2026.

Explore Hamilton View published fees

Fees against the market

Comparison with U.S. medians for fees published by banks and credit unions.

Monthly Maintenance
Compared at $12, the middle of its prices
Truist Bank: $5 to $35
Truist Bank: $5 to $35
U.S. median: no median
Overdraft (OD)
Truist Bank: $36
Truist Bank: $36
U.S. median: no median
Non-Network ATM
Compared at $2.50, the middle of its prices
Truist Bank: $1 to $3
Truist Bank: $1 to $3
U.S. median: no median

A blank median means fewer than 5 publish the fee.

Published schedulesBanks and credit unionsRead Oct 2, 2026View sources

Each amount links to the fee schedule it was read from. Medians for North Carolina, the Richmond district and the U.S.: Bank Fee Index published fees, shown where at least 5 institutions publish the fee.

Compared at: The value this page compares: its one price, or the middle of its prices when it lists several (the highest, its standard fee, for overdraft).
Same rules: Its fees and every median use the same rules. Business-only fees are left out. So are CD, IRA, card inactivity, box drilling and key fees filed under a fee they don’t match, and fees charged by a different period than the median (a quarterly fee beside monthly ones).
North Carolina: Banks and credit unions headquartered in North Carolina that publish the fee.
Richmond district: Banks and credit unions headquartered in the Richmond Fed district that publish the fee.
U.S.: Banks and credit unions across the Bank Fee Index that publish the fee.
About the same: Within 1% of the median.
Account: Fees not tied to a named account apply across its personal accounts.

Hey Hamilton,What deserves a closer look?

Bring fees, filings and market context together.

Explore Hamilton Order a Competitive Fee Position Report from $300

Published fee schedule

Amounts from Truist Bank’s own schedules, with a source for each figure.

Account Maintenance

Maintenance Fee$12
Maintenance Fee$5
Monthly Maintenance$35
per month
Withdrawal Limit Fee$5
per transaction

Overdraft & NSF

Overdraft (OD)$36
per item
Overdraft (OD) Fee$36
per item

ATM & Card

Non-Network ATM$2.50
per transaction
Non-Network ATM$1
per item
Non-Truist Domestic ATM Fee$3
per item
Non-Truist International ATM Fee$5
per transaction
Replacement Card - Rush Fee$30

Wire Transfers

Outgoing Domestic Wire Transfer$20
per item
Outgoing Wire Transfer Services: Outgoing Domestic$30
per item
Incoming Wire Transfer Services Incoming Domestic$15
Outgoing Wire Transfer Services: Outgoing International$65
per item
Incoming Wire Transfer Services: Incoming International$20
per item

Check Services

Official Check$10
per item
Money Order$5
per item
Stop Payment Fee$35
per item

Digital & Electronic

Bill Pay (Standard)No charge
Expedited Bill Pay – Overnight Check (available for select clients)$14.95
Expedited Bill Pay – Same Day Bill Pay (available for select clients)$4.95

Cash & Deposit

Returned Deposited Item/ Cashed Item FeeNo charge

Account Services

Legal Process (IRS levy, state levy or writ of garnishment)$125
per item
Account Verification Fees$30

Retirement & IRA

Individual Retirement Account (IRA) Direct Custodian Transfer Processing Fee$50
Not compared: Daily charge, not per item
per day
IRA Premature Withdrawal Fee$10
per item

Fee	Amount	Basis	Note
Account Maintenance
Maintenance Fee	$12	Not stated	None
Maintenance Fee	$5	Not stated	None
Monthly Maintenance	$35	per month	None
Withdrawal Limit Fee	$5	per transaction	None
Overdraft & NSF
Overdraft (OD)	$36	per item	None
Overdraft (OD) Fee	$36	per item	None
ATM & Card
Non-Network ATM	$2.50	per transaction	None
Non-Network ATM	$1	per item	None
Non-Truist Domestic ATM Fee	$3	per item	None
Non-Truist International ATM Fee	$5	per transaction	None
Replacement Card - Rush Fee	$30	Not stated	None
Wire Transfers
Outgoing Domestic Wire Transfer	$20	per item	None
Outgoing Wire Transfer Services: Outgoing Domestic	$30	per item	None
Incoming Wire Transfer Services Incoming Domestic	$15	Not stated	None
Outgoing Wire Transfer Services: Outgoing International	$65	per item	None
Incoming Wire Transfer Services: Incoming International	$20	per item	None
Check Services
Official Check	$10	per item	None
Money Order	$5	per item	None
Stop Payment Fee	$35	per item	None
Digital & Electronic
Bill Pay (Standard)	No charge	Not stated	None
Expedited Bill Pay – Overnight Check (available for select clients)	$14.95	Not stated	None
Expedited Bill Pay – Same Day Bill Pay (available for select clients)	$4.95	Not stated	None
Cash & Deposit
Returned Deposited Item/ Cashed Item Fee	No charge	Not stated	None
Account Services
Legal Process (IRS levy, state levy or writ of garnishment)	$125	per item	None
Account Verification Fees	$30	Not stated	None
Retirement & IRA
Individual Retirement Account (IRA) Direct Custodian Transfer Processing Fee	$50Not compared: Daily charge, not per item	per day	None
IRA Premature Withdrawal Fee	$10	per item	None

Correct a fee source

Oct 2, 2026 data snapshot. Each amount links to its fee schedule. The U.S. comparison is the middle 50% of Bank Fee Index published fees, shown where at least 5 institutions publish the fee.

Fee change alerts

Get an email when Truist Bank's monthly maintenance changes in our data

We check once a day and send one email covering every change.