Sound Community Bank

Headquarters: Seattle, Washington
Charter: Bank
Assets: $1.1B
Fed district: San Francisco

22 published fees; none has a market median to compare yet.

Source: its fee schedule, read Oct 10, 2026.

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Fees against the market

Comparison with U.S. medians for fees published by banks and credit unions.

Monthly Maintenance
Interest Plus Checking
Can be waived with a minimum balance of $1,000 or more.
Sound Community Bank: $10
Sound Community Bank: $10
U.S. median: no median
Overdraft (OD)
Sound Community Bank: $32
Sound Community Bank: $32
U.S. median: no median
NSF / Returned Item
Sound Community Bank: $30
Sound Community Bank: $30
U.S. median: no median

A blank median means fewer than 5 publish the fee.

Published schedulesBanks and credit unionsRead Oct 10, 2026View sources

Each amount links to the fee schedule it was read from. Medians for Washington, the San Francisco district and the U.S.: Bank Fee Index published fees, shown where at least 5 institutions publish the fee.

Compared at: The value this page compares: its one price, or the middle of its prices when it lists several (the highest, its standard fee, for overdraft).
Same rules: Its fees and every median use the same rules. Business-only fees are left out. So are CD, IRA, card inactivity, box drilling and key fees filed under a fee they don’t match, and fees charged by a different period than the median (a quarterly fee beside monthly ones).
Washington: Banks and credit unions headquartered in Washington that publish the fee.
San Francisco district: Banks and credit unions headquartered in the San Francisco Fed district that publish the fee.
U.S.: Banks and credit unions across the Bank Fee Index that publish the fee.
About the same: Within 1% of the median.
Account: Fees not tied to a named account apply across its personal accounts.

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Published fee schedule

Amounts from Sound Community Bank’s own schedules, with a source for each figure.

Account Maintenance

Monthly fee$10
per month
Minimum balance fee (balance in the account falls below $100)$3
per month
Closure Fees Accounts closed within 90 days of opening$15
Account Research$50
Not compared: Charged per hour; comparison unavailable
per hour
Paper Statement Fee$5

Overdraft & NSF

Overdraft Fee$32
per item
Return Item Fee$30
per item

ATM & Card

ATM Usage Fee$3
Debit Card Replacement Fee$10
Debit Card Expedited Fee$35

Wire Transfers

Wire Transfers: Outgoing Domestic$30
Wire Transfers: Outgoing Domestic - Not in Person$60
Wire Transfers: Outgoing International$45

Check Services

Official Checks$8
per item
Money Orders$5
per item
Stop Payment Order$35
per item
Counter Checks Four checks$3
Foreign Outgoing Collection Fee$5
Check Copies$5
Not compared: Monthly charge, not per item
per month
Check Copy$2
per item

Cash & Deposit

Returned Deposited Items$15
per item

Account Services

Notary Services Non-clients$10
Safe Deposit Box Payment Late Fee$10
Not compared: Box drilling or key fee
Legal Processing of Levies$90

Retirement & IRA

IRA Plan Termination Fee$50

Other Fees

Loan Payoff Request$20

Fee	Amount	Basis	Note
Account Maintenance
Monthly fee	$10	per month	None
Minimum balance fee (balance in the account falls below $100)	$3	per month	None
Closure Fees Accounts closed within 90 days of opening	$15	Not stated	None
Account Research	$50Not compared: Charged per hour; comparison unavailable	per hour	None
Paper Statement Fee	$5	Not stated	None
Overdraft & NSF
Overdraft Fee	$32	per item	None
Return Item Fee	$30	per item	None
ATM & Card
ATM Usage Fee	$3	Not stated	None
Debit Card Replacement Fee	$10	Not stated	None
Debit Card Expedited Fee	$35	Not stated	None
Wire Transfers
Wire Transfers: Outgoing Domestic	$30	Not stated	None
Wire Transfers: Outgoing Domestic - Not in Person	$60	Not stated	None
Wire Transfers: Outgoing International	$45	Not stated	None
Check Services
Official Checks	$8	per item	None
Money Orders	$5	per item	None
Stop Payment Order	$35	per item	None
Counter Checks Four checks	$3	Not stated	None
Foreign Outgoing Collection Fee	$5	Not stated	None
Check Copies	$5Not compared: Monthly charge, not per item	per month	None
Check Copy	$2	per item	None
Cash & Deposit
Returned Deposited Items	$15	per item	None
Account Services
Notary Services Non-clients	$10	Not stated	None
Safe Deposit Box Payment Late Fee	$10Not compared: Box drilling or key fee	Not stated	None
Legal Processing of Levies	$90	Not stated	None
Retirement & IRA
IRA Plan Termination Fee	$50	Not stated	None
Other Fees
Loan Payoff Request	$20	Not stated	None

Correct a fee source

Oct 10, 2026 data snapshot. Each amount links to its fee schedule. The U.S. comparison is the middle 50% of Bank Fee Index published fees, shown where at least 5 institutions publish the fee.

Fee change alerts

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